Automotive Credit Corporation -- Consumer Complaint Report & Risk Analysis
Debt Collection Practices and Negative Actions
Complaint Summary
Automotive Credit Corporation has received 70 consumer complaints filed with the CFPB across 5 products. The most common issues reported are incorrect information on your report, improper use of your report, managing the loan or lease. Complaints span 22 states, with Florida and California leading in complaint volume.
Company Overview
Company: Automotive Credit Corporation
Total CFPB Complaints: 70
AI Risk Score: 69/100
Most Recent Complaint: 2023-05-11T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
AUTOMOTIVE CREDIT CORPORATION has 69 consumer complaints on file with the CFPB. Debt collection practices Negative actions taken or threatened
Response Quality Assessment
fair
Top Consumer Issues
Negative actions taken or threatened -- Severity: medium
Red Flags
- Attempts to collect debt not owed
Green Flags
- Proper handling of loan or lease issues
Consumer Tips & Advice
Be aware of any threats of negative actions or legal proceedings.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices.
Industry Context
The automotive credit industry is under pressure to improve debt collection practices.
Frequently Asked Questions About Automotive Credit Corporation
How many CFPB complaints does AUTOMOTIVE CREDIT CORPORATION have?
AUTOMOTIVE CREDIT CORPORATION has 69 complaints on file with the CFPB. The most recent complaint was filed on September 15, 2021.
What is AUTOMOTIVE CREDIT CORPORATION's complaint response rate?
Response rate data is not yet available for AUTOMOTIVE CREDIT CORPORATION.
Does AUTOMOTIVE CREDIT CORPORATION respond to complaints on time?
Timely response data is not yet available for AUTOMOTIVE CREDIT CORPORATION.
Is AUTOMOTIVE CREDIT CORPORATION safe to do business with?
Debt Collection Practices and Negative Actions AUTOMOTIVE CREDIT CORPORATION has 69 CFPB complaints. Risk score: 69/100.
What red flags exist for AUTOMOTIVE CREDIT CORPORATION?
Potential red flags for AUTOMOTIVE CREDIT CORPORATION: Attempts to collect debt not owed. These are based on analysis of CFPB complaint patterns.
What are AUTOMOTIVE CREDIT CORPORATION's strengths?
Positive indicators for AUTOMOTIVE CREDIT CORPORATION: Proper handling of loan or lease issues.
What tips should consumers know about AUTOMOTIVE CREDIT CORPORATION?
Be aware of any threats of negative actions or legal proceedings.
Are complaints against AUTOMOTIVE CREDIT CORPORATION increasing or decreasing?
There is a trend of increasing complaints about debt collection practices. AUTOMOTIVE CREDIT CORPORATION currently has 69 total complaints.
Has AUTOMOTIVE CREDIT CORPORATION faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices.
How does AUTOMOTIVE CREDIT CORPORATION compare to industry peers?
The automotive credit industry is under pressure to improve debt collection practices.
What unique insight can be drawn from the complaint data?
The primary concern is the company's debt collection practices, particularly the threats of negative actions or legal proceedings, which are more frequent than other issues.
Recent Complaints Against Automotive Credit Corporation
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #21174821 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-04-12T12:00:00-05:00 | California | |
| #20828885 | Debt collection | Took or threatened to take negative or legal action | 2026-03-31T12:00:00-05:00 | Florida | |
| #19721911 | Debt collection | Took or threatened to take negative or legal action | 2026-02-23T12:00:00-05:00 | Ohio | |
| #19168549 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-02-01T12:00:00-05:00 | ||
| #18384637 | Debt collection | Communication tactics | 2025-12-30T12:00:00-05:00 | Michigan | |
| #18174840 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-12-04T12:00:00-05:00 | Michigan | |
| #18752801 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-11-24T12:00:00-05:00 | Florida | |
| #18532409 | Vehicle loan or lease | Managing the loan or lease | 2025-11-14T12:00:00-05:00 | Nevada | |
| #18123278 | Debt collection | Attempts to collect debt not owed | 2025-10-21T12:00:00-05:00 | Puerto Rico | |
| #17755796 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-10-17T12:00:00-05:00 | Florida | |
| #16231436 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-09-28T12:00:00-05:00 | Minnesota | |
| #16118267 | Vehicle loan or lease | Managing the loan or lease | 2025-09-21T12:00:00-05:00 | Colorado | |
| #15762596 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-09-05T12:00:00-05:00 | Virginia | |
| #15593381 | Debt collection | Written notification about debt | 2025-08-28T12:00:00-05:00 | South Carolina | |
| #15180628 | Debt collection | Took or threatened to take negative or legal action | 2025-08-08T12:00:00-05:00 | Texas | |
| #15050906 | Debt collection | Took or threatened to take negative or legal action | 2025-08-01T12:00:00-05:00 | Colorado | |
| #14561662 | Debt collection | Took or threatened to take negative or legal action | 2025-07-09T12:00:00-05:00 | Florida | |
| #14362432 | Vehicle loan or lease | Managing the loan or lease | 2025-06-29T12:00:00-05:00 | Tennessee | |
| #14162793 | Debt collection | Attempts to collect debt not owed | 2025-06-18T12:00:00-05:00 | Florida | |
| #13439490 | Vehicle loan or lease | Repossession | 2025-05-09T12:00:00-05:00 | Texas |
Automotive Credit Corporation Complaints by State
- Automotive Credit Corporation Complaints in Florida -- 15 complaints
- Automotive Credit Corporation Complaints in California -- 8 complaints
- Automotive Credit Corporation Complaints in Nevada -- 6 complaints
- Automotive Credit Corporation Complaints in Ohio -- 4 complaints
- Automotive Credit Corporation Complaints in Michigan -- 4 complaints
- Automotive Credit Corporation Complaints in Pennsylvania -- 4 complaints
- Automotive Credit Corporation Complaints in Colorado -- 3 complaints
- Automotive Credit Corporation Complaints in Texas -- 3 complaints
- Automotive Credit Corporation Complaints in Arizona -- 3 complaints
- Automotive Credit Corporation Complaints in Minnesota -- 2 complaints
- Automotive Credit Corporation Complaints in Tennessee -- 2 complaints
- Automotive Credit Corporation Complaints in Georgia -- 2 complaints
- Automotive Credit Corporation Complaints in New York -- 2 complaints
- Automotive Credit Corporation Complaints in North Carolina -- 2 complaints
- Automotive Credit Corporation Complaints in Indiana -- 2 complaints
Automotive Credit Corporation Complaints by Product
- Automotive Credit Corporation Credit reporting, credit repair services, or other personal consumer reports Complaints -- 20 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Automotive Credit Corporation Vehicle loan or lease Complaints -- 18 complaints | All Vehicle loan or lease Complaints
- Automotive Credit Corporation Debt collection Complaints -- 16 complaints | All Debt collection Complaints
- Automotive Credit Corporation Credit reporting or other personal consumer reports Complaints -- 15 complaints | All Credit reporting or other personal consumer reports Complaints
- Automotive Credit Corporation Payday loan, title loan, or personal loan Complaints -- 1 complaints | All Payday loan, title loan, or personal loan Complaints
Automotive Credit Corporation Complaints by Issue
- Automotive Credit Corporation -- Incorrect information on your report -- 18 complaints | All Incorrect information on your report Complaints
- Automotive Credit Corporation -- Improper use of your report -- 13 complaints | All Improper use of your report Complaints
- Automotive Credit Corporation -- Managing the loan or lease -- 6 complaints | All Managing the loan or lease Complaints
- Automotive Credit Corporation -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
- Automotive Credit Corporation -- Attempts to collect debt not owed -- 5 complaints | All Attempts to collect debt not owed Complaints
- Automotive Credit Corporation -- Problem with a credit reporting company's investigation into an existing problem -- 5 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Automotive Credit Corporation -- Problem with a company's investigation into an existing problem -- 3 complaints | All Problem with a company's investigation into an existing problem Complaints
- Automotive Credit Corporation -- Written notification about debt -- 3 complaints | All Written notification about debt Complaints
- Automotive Credit Corporation -- Repossession -- 3 complaints | All Repossession Complaints
- Automotive Credit Corporation -- Problems at the end of the loan or lease -- 2 complaints | All Problems at the end of the loan or lease Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Automotive Credit Corporation is generated by ReadTheComplaint using AI analysis of data from the CFPB.