Debt collection -- Written notification about debt -- Complaint #6522998

Complaint Overview

Complaint ID: 6522998

Company: Express Recovery Services, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Wyoming

ZIP Code: 82801

Date Received: 2023-02-05T12:00:00-05:00

Date Sent to Company: 2023-02-05T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2022 I mailed a request to verify a debt via debt validation letter to Express Recovery located at XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX via certified letter. It was received on XX/XX/202 by XXXX XXXX ( you can not read the name on the return receipt. ) Since that time, XXXX XXXX has not contacted me nor validated the debt. I have attached the return receipt as well as the XXXX Tracking confirmation showing that it was received. I believe under Federal Law since this company will not validate the debt and has refused to respond to my request this needs to be removed from my credit reports immediately.

Frequently Asked Questions

What is Complaint #6522998 about?

Complaint #6522998 was filed against Express Recovery Services, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-02-05T12:00:00-05:00.

How did Express Recovery Services, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Express Recovery Services, INC.?

Yes, visit the Express Recovery Services, INC. company profile at readthecomplaint.com/company/express-recovery-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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