Credit card or prepaid card -- Improper use of your report -- Complaint #6387893
Complaint Overview
Complaint ID: 6387893
Company: Bank Of America, National Association
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Kentucky
ZIP Code: 40701
Date Received: 2023-01-02T12:00:00-05:00
Date Sent to Company: 2023-01-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After getting an XXXX account, I found that on XX/XX/XXXX Bank of America ran a hard inquiry without my consent. It will impact my XXXX XXXX until XX/XX/XXXX. I have tried to reach out to have it removed without getting any response.
Frequently Asked Questions
What is Complaint #6387893 about?
Complaint #6387893 was filed against Bank Of America, National Association regarding Credit card or prepaid card specifically about Improper use of your report. It was received by the CFPB on 2023-01-02T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.