Checking or savings account -- Managing an account -- Complaint #6276011

Complaint Overview

Complaint ID: 6276011

Company: First Merchants Corporation

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Banking errors

State: Illinois

ZIP Code: 60615

Date Received: 2022-12-03T12:00:00-05:00

Date Sent to Company: 2022-12-03T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Again, the mobile app gave the error message, " The data network is busy, please try again or come back later. '' The balance was {$110.00} in my account. This morning, I checked the app again and my balance went to {$110.00}, however, there was no debit transaction to account for the {$4.00} difference! Everytime I bring this to the bank 's attention, they lie about it. In this case, they told me they don't see a balance of {$110.00}, they see a balance of {$130.00} before other transactions came through, they always make up an excuse. They never reimburse me, but I took pictures this time.

Frequently Asked Questions

What is Complaint #6276011 about?

Complaint #6276011 was filed against First Merchants Corporation regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-12-03T12:00:00-05:00.

How did First Merchants Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against First Merchants Corporation?

Yes, visit the First Merchants Corporation company profile at readthecomplaint.com/company/first-merchants-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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