Credit card or prepaid card -- Getting a credit card -- Complaint #6180833

Complaint Overview

Complaint ID: 6180833

Company: Bank Of America, National Association

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Delay in processing application

State: South Carolina

ZIP Code: 29169

Date Received: 2022-11-08T12:00:00-05:00

Date Sent to Company: 2022-11-08T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received an email to XXXX from Bank of America XXXX Reference Number XXXX. The email states, " We're sorry we can't approve your request for our XXXX XXXX XXXX XXXX. '' Facts : I did NOT apply for this credit card and want to make sure that nobody is applying under my name XXXX XXXX with last two of my SSN being XXXX

Frequently Asked Questions

What is Complaint #6180833 about?

Complaint #6180833 was filed against Bank Of America, National Association regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-11-08T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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