Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6171588
Complaint Overview
Complaint ID: 6171588
Company: Synchrony Financial
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Washington
ZIP Code: 98684
Date Received: 2022-11-06T12:00:00-05:00
Date Sent to Company: 2022-11-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
30 day late payment notice added to my credit report for the month of XX/XX/2022 by PayPal Credit. I had signed up for automatic payments however the amount was not taken from my account. I then attempted to make a payment before the 30 days however, the payment never went through dispute all of my information being correct and my account being directly connected to my checking and savings account. I have tried to resolve this with them via email. In accordance with the Fair Credit Reporting Act I believe this this creditor has violated my rights under 15 USC 1681.
Frequently Asked Questions
What is Complaint #6171588 about?
Complaint #6171588 was filed against Synchrony Financial regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-11-06T12:00:00-05:00.
How did Synchrony Financial respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Synchrony Financial?
Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.