Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6106396

Complaint Overview

Complaint ID: 6106396

Company: Portfolio Recovery Associates, LLC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Tennessee

ZIP Code: 371XX

Date Received: 2022-10-19T12:00:00-05:00

Date Sent to Company: 2022-10-19T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have Portfolio Recovery listed on my credit report XXXX the original creditor was XXXX XXXX XXXX XXXXXXXX. I have disputed with them and through the credit agencies to the account wasn't mine and/or was open up without my knowledge. I submitted a fraud report from the Federal trade commission and it was ignored. I would like for this negative item to be remove from my credit asap. Its not mine and full of inaccuracies

Frequently Asked Questions

What is Complaint #6106396 about?

Complaint #6106396 was filed against Portfolio Recovery Associates, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-10-19T12:00:00-05:00.

How did Portfolio Recovery Associates, LLC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Portfolio Recovery Associates, LLC?

Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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