Credit card or prepaid card -- Incorrect information on your report -- Complaint #6088188

Complaint Overview

Complaint ID: 6088188

Company: U.S. Bancorp

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Florida

ZIP Code: 32117

Date Received: 2022-10-14T12:00:00-05:00

Date Sent to Company: 2022-10-14T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

Had 2 inquiries on credit report from US Bank and Elan Financial Services for a credit card authorization. Disputed both and they have stated that their information is accurate. Never applied for either and individual who did used an address from 25 years ago.

Frequently Asked Questions

What is Complaint #6088188 about?

Complaint #6088188 was filed against U.S. Bancorp regarding Credit card or prepaid card specifically about Incorrect information on your report. It was received by the CFPB on 2022-10-14T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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