Debt collection -- Took or threatened to take negative or legal action -- Complaint #6062501
Complaint Overview
Complaint ID: 6062501
Company: Lendingpoint Holdings LLC
Product: Debt collection
Sub-Product: Other debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Texas
ZIP Code: 752XX
Date Received: 2022-10-07T12:00:00-05:00
Date Sent to Company: 2022-10-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am hereby giving notices to XXXX XXXX XXXX XXXX and Lending Point LLC to Cease and Desist communication in regards to an alleged debt that is reporting onto my consumer report. The term communication Pursuant to 15 USC 1692a ( 2 ) means the conveying of information regarding a debt directly or indirectly to any person through any medium. Any medium includes any written, oral or electronic or any other medium. Furnishing negative information on my consumer report is a form of communication. This is a formal notice to cease communication through ANY medium including my consumer report as it is a form of communication regarding an alleged debt. This is a direct violation of 15 USC 1692d ( 1 ) as my consumer report is my reputation and my reputation has in fact been ruined in regards to this negatively reporting.
Frequently Asked Questions
What is Complaint #6062501 about?
Complaint #6062501 was filed against Lendingpoint Holdings LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-10-07T12:00:00-05:00.
How did Lendingpoint Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lendingpoint Holdings LLC?
Yes, visit the Lendingpoint Holdings LLC company profile at readthecomplaint.com/company/lendingpoint-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.