Lendingpoint Holdings LLC -- Consumer Complaint Report & Risk Analysis
LendingPoint Holdings LLC: Timely Reporting Issues and Unexpected Fees
Complaint Summary
Lendingpoint Holdings LLC has received 296 consumer complaints filed with the CFPB across 10 products. The most common issues reported are improper use of your report, incorrect information on your report, attempts to collect debt not owed. Complaints span 32 states, with California and Georgia leading in complaint volume.
Company Overview
Company: Lendingpoint Holdings LLC
Total CFPB Complaints: 296
AI Risk Score: 53/100
Most Recent Complaint: 2022-07-15T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
LendingPoint Holdings LLC has 291 consumer complaints on file with the CFPB. LendingPoint Holdings LLC has a history of incorrect information on consumer reports. Customers have reported unexpected fees and interest charges.
Response Quality Assessment
fair
Top Consumer Issues
Incorrect information on credit reports -- Severity: medium
Red Flags
- Customers reported unexpected fees and interest charges.
Green Flags
- LendingPoint Holdings LLC has a history of timely reporting.
Consumer Tips & Advice
Consumers should verify their credit reports for accuracy and review loan terms for unexpected fees.
Complaint Trend Analysis
There is a trend of increasing complaints about unexpected fees and incorrect information on reports.
Regulatory History
Regulatory history shows LendingPoint Holdings LLC has faced some enforcement actions for reporting issues.
Industry Context
The payday loan industry is under scrutiny for practices that may harm consumers, leading to increased regulatory oversight.
Frequently Asked Questions About Lendingpoint Holdings LLC
How many CFPB complaints does LendingPoint Holdings LLC have?
LendingPoint Holdings LLC has 291 complaints on file with the CFPB. The most recent complaint was filed on April 3, 2022.
What is LendingPoint Holdings LLC's complaint response rate?
Response rate data is not yet available for LendingPoint Holdings LLC.
Does LendingPoint Holdings LLC respond to complaints on time?
Timely response data is not yet available for LendingPoint Holdings LLC.
Is LendingPoint Holdings LLC safe to do business with?
LendingPoint Holdings LLC: Timely Reporting Issues and Unexpected Fees LendingPoint Holdings LLC has 291 CFPB complaints. Risk score: 53/100.
What red flags exist for LendingPoint Holdings LLC?
Potential red flags for LendingPoint Holdings LLC: Customers reported unexpected fees and interest charges.. These are based on analysis of CFPB complaint patterns.
What are LendingPoint Holdings LLC's strengths?
Positive indicators for LendingPoint Holdings LLC: LendingPoint Holdings LLC has a history of timely reporting..
What tips should consumers know about LendingPoint Holdings LLC?
Consumers should verify their credit reports for accuracy and review loan terms for unexpected fees.
Are complaints against LendingPoint Holdings LLC increasing or decreasing?
There is a trend of increasing complaints about unexpected fees and incorrect information on reports. LendingPoint Holdings LLC currently has 291 total complaints.
Has LendingPoint Holdings LLC faced regulatory action?
Regulatory history shows LendingPoint Holdings LLC has faced some enforcement actions for reporting issues.
How does LendingPoint Holdings LLC compare to industry peers?
The payday loan industry is under scrutiny for practices that may harm consumers, leading to increased regulatory oversight.
What unique insight can be drawn from the complaint data regarding LendingPoint Holdings LLC?
The data highlights a recurring issue with incorrect information on consumer reports, indicating potential problems with data accuracy and verification processes.
Recent Complaints Against Lendingpoint Holdings LLC
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #22036037 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2026-05-08T12:00:00-05:00 | Illinois | |
| #21826967 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-05-02T12:00:00-05:00 | Florida | |
| #21443849 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-04-21T12:00:00-05:00 | Michigan | |
| #21442739 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2026-04-21T12:00:00-05:00 | Ohio | |
| #21360405 | Payday loan, title loan, personal loan, or advance loan | Problem when making payments | 2026-04-17T12:00:00-05:00 | Minnesota | |
| #21229030 | Debt collection | Written notification about debt | 2026-04-14T12:00:00-05:00 | ||
| #20273617 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2026-03-14T12:00:00-05:00 | Pennsylvania | |
| #20080057 | Debt collection | Took or threatened to take negative or legal action | 2026-03-08T12:00:00-05:00 | Georgia | |
| #17874423 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2025-11-13T12:00:00-05:00 | North Carolina | |
| #16884826 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-10-28T12:00:00-05:00 | Alabama | |
| #14935814 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2025-07-28T12:00:00-05:00 | Georgia | |
| #14911820 | Payday loan, title loan, personal loan, or advance loan | Struggling to pay your loan | 2025-07-27T12:00:00-05:00 | California | |
| #14498626 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-07-06T12:00:00-05:00 | Massachusetts | |
| #13855287 | Payday loan, title loan, personal loan, or advance loan | Charged fees or interest you didn't expect | 2025-06-02T12:00:00-05:00 | Florida | |
| #13707130 | Payday loan, title loan, personal loan, or advance loan | Problem with additional add-on products or services | 2025-05-25T12:00:00-05:00 | Nebraska | |
| #12868149 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-04-07T12:00:00-05:00 | New Jersey | |
| #11416572 | Debt collection | Took or threatened to take negative or legal action | 2025-01-02T12:00:00-05:00 | New York | |
| #10762607 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-11-11T12:00:00-05:00 | California | |
| #10442819 | Checking or savings account | Problem caused by your funds being low | 2024-10-09T12:00:00-05:00 | Arizona | |
| #10130961 | Credit reporting or other personal consumer reports | Problem with a company's investigation into an existing problem | 2024-09-15T12:00:00-05:00 | Tennessee |
Lendingpoint Holdings LLC Complaints by State
- Lendingpoint Holdings LLC Complaints in California -- 16 complaints
- Lendingpoint Holdings LLC Complaints in Georgia -- 13 complaints
- Lendingpoint Holdings LLC Complaints in Florida -- 12 complaints
- Lendingpoint Holdings LLC Complaints in Texas -- 12 complaints
- Lendingpoint Holdings LLC Complaints in Illinois -- 8 complaints
- Lendingpoint Holdings LLC Complaints in Michigan -- 7 complaints
- Lendingpoint Holdings LLC Complaints in Pennsylvania -- 7 complaints
- Lendingpoint Holdings LLC Complaints in New York -- 7 complaints
- Lendingpoint Holdings LLC Complaints in North Carolina -- 6 complaints
- Lendingpoint Holdings LLC Complaints in Missouri -- 6 complaints
- Lendingpoint Holdings LLC Complaints in Tennessee -- 5 complaints
- Lendingpoint Holdings LLC Complaints in Maryland -- 4 complaints
- Lendingpoint Holdings LLC Complaints in Alabama -- 3 complaints
- Lendingpoint Holdings LLC Complaints in Virginia -- 3 complaints
- Lendingpoint Holdings LLC Complaints in Louisiana -- 3 complaints
Lendingpoint Holdings LLC Complaints by Product
- Lendingpoint Holdings LLC Credit reporting, credit repair services, or other personal consumer reports Complaints -- 39 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Lendingpoint Holdings LLC Debt collection Complaints -- 25 complaints | All Debt collection Complaints
- Lendingpoint Holdings LLC Payday loan, title loan, or personal loan Complaints -- 25 complaints | All Payday loan, title loan, or personal loan Complaints
- Lendingpoint Holdings LLC Payday loan, title loan, personal loan, or advance loan Complaints -- 22 complaints | All Payday loan, title loan, personal loan, or advance loan Complaints
- Lendingpoint Holdings LLC Credit reporting or other personal consumer reports Complaints -- 19 complaints | All Credit reporting or other personal consumer reports Complaints
- Lendingpoint Holdings LLC Credit card or prepaid card Complaints -- 3 complaints | All Credit card or prepaid card Complaints
- Lendingpoint Holdings LLC Credit card Complaints -- 2 complaints | All Credit card Complaints
- Lendingpoint Holdings LLC Money transfer, virtual currency, or money service Complaints -- 2 complaints | All Money transfer, virtual currency, or money service Complaints
- Lendingpoint Holdings LLC Checking or savings account Complaints -- 1 complaints | All Checking or savings account Complaints
- Lendingpoint Holdings LLC Vehicle loan or lease Complaints -- 1 complaints | All Vehicle loan or lease Complaints
Lendingpoint Holdings LLC Complaints by Issue
- Lendingpoint Holdings LLC -- Improper use of your report -- 26 complaints | All Improper use of your report Complaints
- Lendingpoint Holdings LLC -- Incorrect information on your report -- 22 complaints | All Incorrect information on your report Complaints
- Lendingpoint Holdings LLC -- Attempts to collect debt not owed -- 13 complaints | All Attempts to collect debt not owed Complaints
- Lendingpoint Holdings LLC -- Problem when making payments -- 12 complaints | All Problem when making payments Complaints
- Lendingpoint Holdings LLC -- Problem with a credit reporting company's investigation into an existing problem -- 9 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Lendingpoint Holdings LLC -- Charged fees or interest you didn't expect -- 8 complaints | All Charged fees or interest you didn't expect Complaints
- Lendingpoint Holdings LLC -- Problem with a company's investigation into an existing problem -- 7 complaints | All Problem with a company's investigation into an existing problem Complaints
- Lendingpoint Holdings LLC -- Getting the loan -- 7 complaints | All Getting the loan Complaints
- Lendingpoint Holdings LLC -- Written notification about debt -- 5 complaints | All Written notification about debt Complaints
- Lendingpoint Holdings LLC -- Took or threatened to take negative or legal action -- 5 complaints | All Took or threatened to take negative or legal action Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Lendingpoint Holdings LLC is generated by ReadTheComplaint using AI analysis of data from the CFPB.