Credit card or prepaid card -- Getting a credit card -- Complaint #6059411

Complaint Overview

Complaint ID: 6059411

Company: Bank Of America, National Association

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Application denied

State: South Carolina

ZIP Code: 29203

Date Received: 2022-10-06T12:00:00-05:00

Date Sent to Company: 2022-10-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is my second complaints on Bank Of America. I included a file of there response to me and also my response back to them after providing more information. Bank of America in its notice to me admitted wrong doing when discriminating against me, a consumer, despite The Consumer Credit Protection Act. I also mailed my response via certified mail on XXXX XXXX. I intend to fully hold Bank Of America accountable to the use of my credit card pursuant to 15 U.S.Code 1602.

Frequently Asked Questions

What is Complaint #6059411 about?

Complaint #6059411 was filed against Bank Of America, National Association regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-10-06T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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