Checking or savings account -- Managing an account -- Complaint #6039096

Complaint Overview

Complaint ID: 6039096

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Problem using a debit or ATM card

State: Georgia

ZIP Code: 30096

Date Received: 2022-10-01T12:00:00-05:00

Date Sent to Company: 2022-10-01T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I had filed filed fraud charges with Bank of America on XXXXXXXX XXXX XXXX XXXX XXXX in XX/XX/XXXX. The charges were appeared to be taking out of my account started in XX/XX/XXXX. I had a subscriptions with XXXXXXXX XXXX XXXXXXXX was but had canceled in XX/XX/XXXX because I was relocating to Georgia. The subscription had 2 cars attached to it. One of the vehicles were sold. XXXXXXXX XXXX XXXX XXXX told me if the tag is still on car anyone can reopen the account. I canceled my BOA cards and open an investigation. The returned the charges in XX/XX/XXXX. Now XX/XX/XXXX, I received a letter saying there was no fraud & the fund will be taken out of my account on XX/XX/XXXX. I called BOA XXXX XXXX Department. The XXXX told me since I called prior it will be open & the charges will be stopped. Well on XX/XX/XXXX my account is negative {$170.00}. On XX/XX/XXXX another charge of {$120.00} was taken out my account, now its negative {$240.00}. I called BOA again the rep now tells me tat dept is closed call back tomorrow. I call back XXXX XXXX the XXXX BOA rep tells me I need to write a formal complaint to re open the investigation & it should have been done 3 days prior & faxed in with documentations to investigate. I faxed in complaint XX/XX/XXXX.

Frequently Asked Questions

What is Complaint #6039096 about?

Complaint #6039096 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-10-01T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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