Debt collection -- Written notification about debt -- Complaint #5937406

Complaint Overview

Complaint ID: 5937406

Company: National Collection Systems, INC.

Product: Debt collection

Sub-Product: Federal student loan debt

Issue: Written notification about debt

Sub-Issue: Notification didn't disclose it was an attempt to collect a debt

State: Illinois

ZIP Code: 62269

Date Received: 2022-08-31T12:00:00-05:00

Date Sent to Company: 2022-08-31T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In 2018 I was attending XXXX XXXX. I had been for a while and was getting financial aid. The last semester that I attended, I had turned in all of my financial aid info and started school. I was contacted by the financial aid office after saying I owed them for the full semester. I asked how was that possible and I get full financial aid? The young lady explained that she failed to turn my paperwork in to the department of education for them to send in my financial aid for that semester. It is being reviewed by the department of education and collection actions are supposed to be on hold until the investigation is completed. Today National credit management emailed a bill with all of my personal information, name address as well as full debt information to a shared email box that is used for business now without calling to verify that it was my personal email. I share that email box with my sisters and a couple other people. That is a violation especially including my personal information.

Frequently Asked Questions

What is Complaint #5937406 about?

Complaint #5937406 was filed against National Collection Systems, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-08-31T12:00:00-05:00.

How did National Collection Systems, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against National Collection Systems, INC.?

Yes, visit the National Collection Systems, INC. company profile at readthecomplaint.com/company/national-collection-systems-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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