National Collection Systems, INC. -- Consumer Complaint Report & Risk Analysis

National Collection Systems, Inc. - Timely Response Issues

Complaint Summary

National Collection Systems, INC. has received 79 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, incorrect information on your report. Complaints span 24 states, with Texas and Florida leading in complaint volume.

Company Overview

Company: National Collection Systems, INC.

Total CFPB Complaints: 79

AI Risk Score: 79/100

Most Recent Complaint: 2021-09-16T12:00:00-05:00

Risk Breakdown

  • Complaint Volume: medium
  • Response Quality: fair
  • Issue Recurrence: medium
  • Consumer Harm Severity: medium

AI Company Analysis

National Collection Systems, Inc. has 79 consumer complaints on file with the CFPB. Incorrect information on reports Attempts to collect debt not owed

Response Quality Assessment

fair

Top Consumer Issues

Incorrect information on reports -- Severity: medium

Red Flags

  • Multiple complaints about debt collection not owed

Green Flags

  • Some consumers received timely responses

Consumer Tips & Advice

Consumers should verify the accuracy of their reports and the validity of debts before responding.

Complaint Trend Analysis

There is a trend of increasing complaints about debt collection practices.

Regulatory History

Regulatory history shows ongoing scrutiny of debt collection practices.

Industry Context

The industry context is focused on ensuring accuracy and fairness in debt collection and credit reporting.

Frequently Asked Questions About National Collection Systems, INC.

How many CFPB complaints does National Collection Systems, Inc. have?

National Collection Systems, Inc. has 79 complaints on file with the CFPB. The most recent complaint was filed on September 16, 2021.

What is National Collection Systems, Inc.'s complaint response rate?

Response rate data is not yet available for National Collection Systems, Inc..

Does National Collection Systems, Inc. respond to complaints on time?

Timely response data is not yet available for National Collection Systems, Inc..

Is National Collection Systems, Inc. safe to do business with?

National Collection Systems, Inc. - Timely Response Issues National Collection Systems, Inc. has 79 CFPB complaints. Risk score: 79/100.

What red flags exist for National Collection Systems, Inc.?

Potential red flags for National Collection Systems, Inc.: Multiple complaints about debt collection not owed. These are based on analysis of CFPB complaint patterns.

What are National Collection Systems, Inc.'s strengths?

Positive indicators for National Collection Systems, Inc.: Some consumers received timely responses.

What tips should consumers know about National Collection Systems, Inc.?

Consumers should verify the accuracy of their reports and the validity of debts before responding.

Are complaints against National Collection Systems, Inc. increasing or decreasing?

There is a trend of increasing complaints about debt collection practices. National Collection Systems, Inc. currently has 79 total complaints.

Has National Collection Systems, Inc. faced regulatory action?

Regulatory history shows ongoing scrutiny of debt collection practices.

How does National Collection Systems, Inc. compare to industry peers?

The industry context is focused on ensuring accuracy and fairness in debt collection and credit reporting.

What unique insight can be drawn from the complaint data?

The company has a moderate response rate but frequently receives complaints about incorrect information and attempts to collect debts that consumers do not owe.

Recent Complaints Against National Collection Systems, INC.

Complaint IDProductIssueDate ReceivedCompany ResponseState
#19037429Debt collectionFalse statements or representation2025-12-01T12:00:00-05:00Texas
#18929990Debt collectionTook or threatened to take negative or legal action2025-11-28T12:00:00-05:00Louisiana
#18891280Debt collectionAttempts to collect debt not owed2025-11-26T12:00:00-05:00Florida
#17836010Debt collectionAttempts to collect debt not owed2025-11-23T12:00:00-05:00Texas
#18519020Debt collectionAttempts to collect debt not owed2025-11-12T12:00:00-05:00Florida
#18365130Credit reporting or other personal consumer reportsIncorrect information on your report2025-11-11T12:00:00-05:00Texas
#17872599Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-28T12:00:00-05:00Alabama
#17976500Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-24T12:00:00-05:00Louisiana
#18138678Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-20T12:00:00-05:00Texas
#16613193Credit reporting or other personal consumer reportsIncorrect information on your report2025-10-15T12:00:00-05:00Louisiana
#15540250Debt collectionAttempts to collect debt not owed2025-08-26T12:00:00-05:00Texas
#14231750Debt collectionWritten notification about debt2025-06-21T12:00:00-05:00Texas
#13796032Credit reporting or other personal consumer reportsIncorrect information on your report2025-05-29T12:00:00-05:00Louisiana
#12988279Debt collectionWritten notification about debt2025-04-14T12:00:00-05:00Texas
#12848893Credit reporting or other personal consumer reportsIncorrect information on your report2025-04-06T12:00:00-05:00Connecticut
#12391235Debt collectionElectronic communications2025-03-09T12:00:00-05:00Illinois
#11491128Debt collectionFalse statements or representation2025-01-12T12:00:00-05:00California
#11008224Debt collectionAttempts to collect debt not owed2024-12-02T12:00:00-05:00New York
#10825719Debt collectionAttempts to collect debt not owed2024-11-16T12:00:00-05:00Maryland
#9841233Debt collectionFalse statements or representation2024-08-18T12:00:00-05:00Mississippi

National Collection Systems, INC. Complaints by State

National Collection Systems, INC. Complaints by Product

National Collection Systems, INC. Complaints by Issue

Disclaimer

This analysis is based on CFPB complaint data and AI interpretation.

About This Report

This consumer complaint report for National Collection Systems, INC. is generated by ReadTheComplaint using AI analysis of data from the CFPB.

Explore More