Credit card or prepaid card -- Other features, terms, or problems -- Complaint #5890436

Complaint Overview

Complaint ID: 5890436

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with rewards from credit card

State: Texas

ZIP Code: XXXXX

Date Received: 2022-08-17T12:00:00-05:00

Date Sent to Company: 2022-08-17T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have been trying to resolve this issue with Citibank for a Wayfair XXXX for the past 7 weeks. Rewards are not posting to my Rewards account balance and I get a different answer every time I call. The terms and conditions of the card are not being met and I would like it fixed. When I opened this card in XXXX, my rewards were posted the day after my XXXX statement date. My rewards earned on Wayfair purchases were posted according to the terms and conditions but Citibank has not posted my rewards since the XXXX statement. The numerous calls I have made to Citibank have all been fruitless. I get shuffled from one department to another or they try to deflect blame back to Wayfair. Numerous times it has been sent to their offline team and I have had no call backs, follow ups, and received one piece of correspondence indicating their interest rates ( which had nothing to do with the over the phone complaint ). They deemed this matter as resolved. That is inaccurate.

Frequently Asked Questions

What is Complaint #5890436 about?

Complaint #5890436 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2022-08-17T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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