Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5877716
Complaint Overview
Complaint ID: 5877716
Company: Premium Credit Bureau
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: New York
ZIP Code: 10459
Date Received: 2022-08-14T12:00:00-05:00
Date Sent to Company: 2022-09-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I disputed this inquiry with XXXX. I let them know I did not authorize this inquiry. I even sent XXXX a police report and they claim that they were verified. According 15 USC 1681b ( a ) ( 2 ) I did not give this company any written instruction to check my report. Please send me proof with my written permission with my signature stating that I gave you permission to obtain my consumer report/credit file. company name : Premium credit Bureau LLC DATE OF INQUIRY : XXXX XXXX, 2021 2021
Frequently Asked Questions
What is Complaint #5877716 about?
Complaint #5877716 was filed against Premium Credit Bureau regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-08-14T12:00:00-05:00.
How did Premium Credit Bureau respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Premium Credit Bureau?
Yes, visit the Premium Credit Bureau company profile at readthecomplaint.com/company/premium-credit-bureau to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.