Premium Credit Bureau -- Consumer Complaint Report & Risk Analysis
Improper Use of Consumer Reports by Premium Credit Bureau
Complaint Summary
Premium Credit Bureau has received 48 consumer complaints filed with the CFPB across 2 products. The most common issues reported are improper use of your report, problem with a credit reporting company's investigation into an existing problem, incorrect information on your report. Complaints span 16 states, with Florida and California leading in complaint volume.
Company Overview
Company: Premium Credit Bureau
Total CFPB Complaints: 48
AI Risk Score: 73/100
Most Recent Complaint: 2022-04-04T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
Premium Credit Bureau has 48 consumer complaints on file with the CFPB. Premium Credit Bureau has a history of improper use of consumer reports. The company has received 14 complaints regarding improper use of consumer reports.
Response Quality Assessment
fair
Top Consumer Issues
Inaccurate or unauthorized use of consumer reports -- Severity: medium
Red Flags
- The company has been flagged for improper use of consumer reports.
Green Flags
- No green flags identified.
Consumer Tips & Advice
Consumers should be cautious about the accuracy and proper use of their credit reports.
Complaint Trend Analysis
There is a trend of increasing complaints about improper use of consumer reports by Premium Credit Bureau.
Regulatory History
Premium Credit Bureau has a history of regulatory issues related to the improper use of consumer reports.
Industry Context
The industry context involves credit reporting companies being subject to strict regulations to ensure the accuracy and proper use of consumer reports.
Frequently Asked Questions About Premium Credit Bureau
How many CFPB complaints does Premium Credit Bureau have?
Premium Credit Bureau has 48 complaints on file with the CFPB. The most recent complaint was filed on April 4, 2022.
What is Premium Credit Bureau's complaint response rate?
Response rate data is not yet available for Premium Credit Bureau.
Does Premium Credit Bureau respond to complaints on time?
Timely response data is not yet available for Premium Credit Bureau.
Is Premium Credit Bureau safe to do business with?
Improper Use of Consumer Reports by Premium Credit Bureau Premium Credit Bureau has 48 CFPB complaints. Risk score: 73/100.
What red flags exist for Premium Credit Bureau?
Potential red flags for Premium Credit Bureau: The company has been flagged for improper use of consumer reports.. These are based on analysis of CFPB complaint patterns.
What are Premium Credit Bureau's strengths?
Positive indicators for Premium Credit Bureau: No green flags identified..
What tips should consumers know about Premium Credit Bureau?
Consumers should be cautious about the accuracy and proper use of their credit reports.
Are complaints against Premium Credit Bureau increasing or decreasing?
There is a trend of increasing complaints about improper use of consumer reports by Premium Credit Bureau. Premium Credit Bureau currently has 48 total complaints.
Has Premium Credit Bureau faced regulatory action?
Premium Credit Bureau has a history of regulatory issues related to the improper use of consumer reports.
How does Premium Credit Bureau compare to industry peers?
The industry context involves credit reporting companies being subject to strict regulations to ensure the accuracy and proper use of consumer reports.
What specific actions has Premium Credit Bureau taken in response to these complaints?
Premium Credit Bureau has not provided specific details on actions taken in response to the complaints, indicating a lack of transparency.
Recent Complaints Against Premium Credit Bureau
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #14749787 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-07-18T12:00:00-05:00 | Tennessee | |
| #13711212 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-05-25T12:00:00-05:00 | Florida | |
| #13312901 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-05-02T12:00:00-05:00 | Texas | |
| #11459660 | Credit reporting or other personal consumer reports | Improper use of your report | 2025-01-09T12:00:00-05:00 | Tennessee | |
| #10364358 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-10-06T12:00:00-05:00 | Florida | |
| #10353532 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-10-04T12:00:00-05:00 | Arkansas | |
| #6572814 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-02-14T12:00:00-05:00 | North Carolina | |
| #6497169 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2023-01-27T12:00:00-05:00 | Florida | |
| #6362951 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-12-26T12:00:00-05:00 | Illinois | |
| #6306031 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-12-11T12:00:00-05:00 | California | |
| #6195688 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-12T12:00:00-05:00 | New Jersey | |
| #6176827 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-07T12:00:00-05:00 | Massachusetts | |
| #6158046 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-11-02T12:00:00-05:00 | Texas | |
| #6059561 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-10-06T12:00:00-05:00 | New York | |
| #6059533 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-10-06T12:00:00-05:00 | Florida | |
| #5979120 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-09-13T12:00:00-05:00 | Arizona | |
| #5966408 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-09-09T12:00:00-05:00 | South Dakota | |
| #5909808 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-23T12:00:00-05:00 | Illinois | |
| #5877716 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-14T12:00:00-05:00 | New York | |
| #5535944 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-05-03T12:00:00-05:00 | Georgia |
Premium Credit Bureau Complaints by State
- Premium Credit Bureau Complaints in Florida -- 11 complaints
- Premium Credit Bureau Complaints in California -- 9 complaints
- Premium Credit Bureau Complaints in Texas -- 4 complaints
- Premium Credit Bureau Complaints in Illinois -- 4 complaints
- Premium Credit Bureau Complaints in New York -- 4 complaints
- Premium Credit Bureau Complaints in Tennessee -- 3 complaints
- Premium Credit Bureau Complaints in Georgia -- 3 complaints
- Premium Credit Bureau Complaints in Maryland -- 2 complaints
- Premium Credit Bureau Complaints in Arkansas -- 1 complaints
- Premium Credit Bureau Complaints in North Carolina -- 1 complaints
- Premium Credit Bureau Complaints in New Jersey -- 1 complaints
- Premium Credit Bureau Complaints in Massachusetts -- 1 complaints
- Premium Credit Bureau Complaints in Arizona -- 1 complaints
- Premium Credit Bureau Complaints in South Dakota -- 1 complaints
- Premium Credit Bureau Complaints in Nevada -- 1 complaints
Premium Credit Bureau Complaints by Product
- Premium Credit Bureau Credit reporting, credit repair services, or other personal consumer reports Complaints -- 42 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Premium Credit Bureau Credit reporting or other personal consumer reports Complaints -- 6 complaints | All Credit reporting or other personal consumer reports Complaints
Premium Credit Bureau Complaints by Issue
- Premium Credit Bureau -- Improper use of your report -- 34 complaints | All Improper use of your report Complaints
- Premium Credit Bureau -- Problem with a credit reporting company's investigation into an existing problem -- 8 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Premium Credit Bureau -- Incorrect information on your report -- 6 complaints | All Incorrect information on your report Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Premium Credit Bureau is generated by ReadTheComplaint using AI analysis of data from the CFPB.