Debt collection -- Attempts to collect debt not owed -- Complaint #5869856
Complaint Overview
Complaint ID: 5869856
Company: Collection Bureau Of The Hudson Valley, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Connecticut
ZIP Code: 069XX
Date Received: 2022-08-11T12:00:00-05:00
Date Sent to Company: 2022-08-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX has been predatory sending us false bills and wrong information- I will start back in XX/XX/2022. My husband sent in our cable equipment and cancelled our cable service. XXXX sends a full bill cable/phone/internet for {$390.00} including billing us for 4 DVR cable boxes. I was furious and decided I would handle the matter as my husband has a busy and demanding finance job. We didn't see a cable bill for XXXX or XXXX but they insisted we owed them for XXXX. I called them several times and no one helped. We decided at this point after over 12 years of being their customers that we wanted nothing to do with them. After looking into different options we decided we were going to switch our internet service to XXXX for XXXX. We called XXXX and had our appointment scheduled so that at the very start of XXXX we would have Internet Service and immediately return our modem and cancel service with XXXX. At this point XXXX offered us several free months of service and a rate less than what we were paying XXXX. I explained we had a contract with XXXX and they explained we had a certain amount of time to cancel the contract. After the headaches we went through with XXXX I decided to not accept their offer and just move on. In XXXX XXXX sent my husband a bill for {$210.00} for a billing cycle XXXX for Internet when I had CANCELLED. That was it for me. I decided to look back at what was claimed to be owed and what we had paid. I have the receipts still with my husbands name proving he returned the cable equipment so that we would not be billed in XXXX. I also kept the receipts showing I returned the modem at the start of XXXX. I finally complained to corporate and cc : XXXX the FCC. Of course then I heard from them. Corporate was going to do an " investigation '' XXXX in their investigation claimed that I " ME '' sent back the cable equipment when I still have the receipt from XXXX showing it was my HUSBAND. Also, we no longer owe {$210.00} but now {$45.00}. Meanwhile I had looked back at all the receipts/paid service etc and they owe us {$170.00}. We over-paid!!!! 28 days after XXXX XXXX XXXX investigation '' we received a letter of notice of intent to collect by the Collection Bureau of the Hudson Valley XXXX I reached out to them, XXXX and the FCC with all of my receipts and evidence supporting that XXXX actually owes us. After YEARS of paying close to $ XXXX for service by XXXX and declining a service with them for less than what I am paying XXXX I would not make a big deal out of {$45.00} except that is unethical to just go and bill and send to collections whatever you feel like. Not to mention my husband is in finance and sending him to collections can hurt his credit score and any potential job offers. I have since sent a detailed description of what transpired and CC : XXXX XXXX, XXXX XXXX of the Hudson Valley and the FCC on this matter. The form says do not include personal information but if you want the receipts or emails I would be more than happy to provide this to you. I have all the PROOF!!
Frequently Asked Questions
What is Complaint #5869856 about?
Complaint #5869856 was filed against Collection Bureau Of The Hudson Valley, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-08-11T12:00:00-05:00.
How did Collection Bureau Of The Hudson Valley, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of The Hudson Valley, INC.?
Yes, visit the Collection Bureau Of The Hudson Valley, INC. company profile at readthecomplaint.com/company/collection-bureau-of-the-hudson-valley-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.