Credit card or prepaid card -- Incorrect information on your report -- Complaint #5851430

Complaint Overview

Complaint ID: 5851430

Company: Synchrony Financial

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Arizona

ZIP Code: 85201

Date Received: 2022-08-06T12:00:00-05:00

Date Sent to Company: 2022-08-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I paid paid off my full balance that syncb in the amount of XXXX thru there attorney XXXX & XXXX and instead of reporting it as paid in full they report it as settled for less then total due. There was no settlement it was fully paid

Frequently Asked Questions

What is Complaint #5851430 about?

Complaint #5851430 was filed against Synchrony Financial regarding Credit card or prepaid card specifically about Incorrect information on your report. It was received by the CFPB on 2022-08-06T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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