Checking or savings account -- Managing an account -- Complaint #5839527
Complaint Overview
Complaint ID: 5839527
Company: Bank Of America, National Association
Product: Checking or savings account
Sub-Product: Checking account
Issue: Managing an account
Sub-Issue: Deposits and withdrawals
State: California
ZIP Code: 95210
Date Received: 2022-08-03T12:00:00-05:00
Date Sent to Company: 2022-08-03T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hi i already called in to customer service and filed one complaint and they made a note of my complaint I also explained to them that i was goingvoff of FDIC regulations i cited my sources on why my hold was against regulationsand i also asked why i was neing singled out like this was itba XXXX issue they would not answer. The branch is BANK OF AMERICA here in XXXX California again i cited my sources Title 12 chapter II subchapter part 229 Section g. I deposited my check in person and was not informed of a 10 day hold and i asked wich was the reason if i did not have a new account if it was a normal payroll deposit done in person before cut off time why 10 days when i called in a team member stated that the rules of the FDIC do not apply to bank of america because their institutions carry their own set of rules care to clarify Thank you I just want my check cleared to pay my bills never tought of going to the extent of habing to read the FDIC regulations book thank you
Frequently Asked Questions
What is Complaint #5839527 about?
Complaint #5839527 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2022-08-03T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.