Debt collection -- Written notification about debt -- Complaint #5825539

Complaint Overview

Complaint ID: 5825539

Company: Bank Of America, National Association

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive notice of right to dispute

State: Maryland

ZIP Code: 21012

Date Received: 2022-07-30T12:00:00-05:00

Date Sent to Company: 2022-07-30T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX and XXXX a collection agency has taken all the money from my accounts including a shared account with my older parents that can barely walk and my XXXX has XXXX, they added me to their account so i can buy them grocery and other things. we had a court date around XXXX of XXXX, i went to the court but they did not show up, .and i never got any other notice from them, i moved to a new address in XX/XX/XXXX and changed the address at the post office web site and have been getting forwarded mail at the new address but never got anything from XXXX and XXXX XXXX On XX/XX/XXXX i saw that all my accounts including the shared account with my parents have XXXX balance and over {$8000.00} have been taken out, my XXXX are shocked and weak as is and dont know why their money was taken, the XXXX has caused their health issues more severe. If i would have gone to court and had my say this would have never happened but it seems like they lied to the judge and made him think i knew there was a court date and did not show up, but i had no idea and never got any notices, so here i am with my family and old parents in a very bad setuation could someone help please

Frequently Asked Questions

What is Complaint #5825539 about?

Complaint #5825539 was filed against Bank Of America, National Association regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-07-30T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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