Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #5754512

Complaint Overview

Complaint ID: 5754512

Company: Carrington Mortgage Services, LLC

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Indiana

ZIP Code: 46060

Date Received: 2022-07-10T12:00:00-05:00

Date Sent to Company: 2022-07-10T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/2021 I requested a payoff for my mortgage, with Carrington Mortgage, due to refinancing. I received a payoff quote for {$70000.00}, good through XX/XX/XXXX. Payoff for the quoted amount was sent to mortgage company on XX/XX/2021, however was not applied to the loan until XX/XX/XXXX. This has left me with a derogatory mark on my credit report, showing that I was 30 days past due. I have previously sent in a credit dispute with Carrington and the have not updated the payment status. I have attached the payoff quote as well as payment history for the loan.

Frequently Asked Questions

What is Complaint #5754512 about?

Complaint #5754512 was filed against Carrington Mortgage Services, LLC regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2022-07-10T12:00:00-05:00.

How did Carrington Mortgage Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Carrington Mortgage Services, LLC?

Yes, visit the Carrington Mortgage Services, LLC company profile at readthecomplaint.com/company/carrington-mortgage-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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