Debt collection -- Attempts to collect debt not owed -- Complaint #5706620

Complaint Overview

Complaint ID: 5706620

Company: Wakefield & Associates, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Colorado

ZIP Code: 80602

Date Received: 2022-06-24T12:00:00-05:00

Date Sent to Company: 2022-06-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I have been asking for verification validation for going on 2 years. I have recieved absolutely nothing from said company. i want " proof '' of alleged debt. other than a computer generated invoice that anyone can make up, as long as a company has your name and some sort of address they can send out an invoice stating you owe this amount kind of like a ransom pay up or we will ding your credit report. something bearing my signature stating i have some sort of contractual obligation of said debt. I have disputed this information with the credit reporting agencies and only answer i get is that they certified that its accurate which implies that they in fact have some sort of documents bearing a signature some sort of contract.

Frequently Asked Questions

What is Complaint #5706620 about?

Complaint #5706620 was filed against Wakefield & Associates, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-06-24T12:00:00-05:00.

How did Wakefield & Associates, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Wakefield & Associates, INC.?

Yes, visit the Wakefield & Associates, INC. company profile at readthecomplaint.com/company/wakefield-associates-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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