Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5550361

Complaint Overview

Complaint ID: 5550361

Company: Lendingusa

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Montana

ZIP Code: 59860

Date Received: 2022-05-06T12:00:00-05:00

Date Sent to Company: 2022-05-06T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Frequently Asked Questions

What is Complaint #5550361 about?

Complaint #5550361 was filed against Lendingusa regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-05-06T12:00:00-05:00.

How did Lendingusa respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Lendingusa?

Yes, visit the Lendingusa company profile at readthecomplaint.com/company/lendingusa to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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