Debt collection -- Attempts to collect debt not owed -- Complaint #5529572
Complaint Overview
Complaint ID: 5529572
Company: Select Portfolio Servicing, INC.
Product: Debt collection
Sub-Product: Mortgage debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: Minnesota
ZIP Code: 55112
Date Received: 2022-05-02T12:00:00-05:00
Date Sent to Company: 2022-05-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX lied and said they acquired XXXXXXXX XXXX from the FDIC-the FDIC admits this ain't true... XXXX XXXX Letter RevealsExpungement and Assignments of Alleged Mortgages Not on the Books and Records of XXXX | XXXX 's XXXX About XXXX XXXX Deal | XXXX XXXX XXXX Is it identity theft or invasion of privacy? | XXXX 's XXXX XXXX securitized mortgages were legally isolated and out of the reach of the FDICs Receivership. Hence, XXXX XXXX XXXX XXXX XXXX ( One can not give what one does not have ). | XXXX XXXX XXXX XXXX XXXX Scheme To Steal XXXX XXXX XXXX Is Not Conjecture, It Can Be Proven. | XXXX XXXX XXXX XXXX XXXX / FDIC Receiver Deeds = No Conveyance Of Title To XXXX XXXX | XXXX XXXX XXXX XXXX | XXXX | XXXX | XXXX XXXX XXXX XXXX XXXX ) XXXX XXXX XXXXXXXXXXXX XXXX XXXX XXXX XXXX XXXX.. Michigan Supreme Court Rules {$3.00} XXXX Of XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX Foreclosures Of Old XXXX Loans Are Beatable ( XXXX ) Are We closer To Checkmate? XXXX v. XXXX XXXXXXXX XXXX XXXX. | XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, XXXX XXXXXXXX University ) XXXX XXXX says : If the lawsuit was filed by someone who didnt have standing and the attorney who filed it should have known that, he/she should be reported to the XXXX XXXXssociation, and the misfiling should also be called to the judges attention as a reason to dismiss. [ i claim XXXX XXXX filed a frivolous false claim, in the name of fictitious plaintiffs, uttering forged documents, there are NO verified pleadings, NO standing to sue, NO injured party, NO subject matter jurisdiction, racketeering, unjust enrichment ]. This is also criminal conduct, of course, and should be prosecuted, including as a defendant any attorney participating in deception of the court. Outside of the XXXX, attorneys should consider filing a lawsuit charging fraud ( misrepresentation of a material fact made with knowledge of its falsity or a reckless disregard of its truth, on which there was justifiable reliance causing damages ) if its indeed present and you can be proven. Fraud is the civil action for lying, an ugly thing to charge someone with, creating great headlines for the media. If fraud has been at work, well, that's good news for the plaintiff in a lawsuit. The common Law maxim is that fraud vitiates all transactions, so that nothing can hide fraud. Those guilty of fraud can not sue on the contract, which is now void for " illegality '' ( as that word is used in the Law of contracts : void as a matter of public policy ), and punitive damages, including attorneys fees are also a possibility. Nor is unjust enrichment in favor of the evil-doer a possibility since guilty parties to an illegal contract lose all Rights to sue on any theory- they are truly outlaws in the literal meaning of that term. '' I have no contract with, or debt or obligation to, the XXXX XXXX ( XXXX XXXX ), or Select Portfolio Servicing who they peddled their unenforceable forged files to-or XXXX XXXX XXXX XXXX XXXX who ain't a bank, ain't a trust co XXXX ain't a trustee and aint even recognized by the SOS in their claimed XXXX XXXX of CA, and certainly not to XXXX XXXX XXXX XXXX XXXX XXXX XXXX, which closed on XX/XX/XXXX and terminated at the sec on XX/XX/XXXX ... making a laughably facially invalid " assignment to them on XX/XX/XXXX both impossible and illegal-and a blatant violation of the XX/XX/XXXX national mortgage settlement. Thus, XXXX is a VOID judgment, invalid, null, of no legal effect, unenforceable-and criminal. My XX/XX/XXXX " instruments '' with XXXX XXXX XXXX ( who was not registered to do biz in MN, was likely an illegal nullity. Nevertheless, i always paid as agreed until XXXX XXXX and XXXX XXXX of XXXX tag teamed me into stopping payments for 90 days ( XX/XX/XXXX, see my website ) then betrayed me. When I contacted the SEC, they admitted they did NOT convey my " mortage '' to XXXXso i paid XXXX $ XXXX in undeserved unjust enrichment extortion... but it seems Chase was allowed to also collect insurance, CDS 's and bailout $ 's that extinguished any purported obligation many times over-but the greedy criminals wanted to steal my home as well. false XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #5529572 about?
Complaint #5529572 was filed against Select Portfolio Servicing, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-05-02T12:00:00-05:00.
How did Select Portfolio Servicing, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Select Portfolio Servicing, INC.?
Yes, visit the Select Portfolio Servicing, INC. company profile at readthecomplaint.com/company/select-portfolio-servicing-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.