Credit card or prepaid card -- Getting a credit card -- Complaint #5512720
Complaint Overview
Complaint ID: 5512720
Company: Synchrony Financial
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Getting a credit card
Sub-Issue: Application denied
State: California
ZIP Code: 93012
Date Received: 2022-04-28T12:00:00-05:00
Date Sent to Company: 2022-04-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
On XX/XX/22, I applied for an Amazon credit card on their website. I was immediately denied a credit card. I know that they have 30 days to respond under the FCRA rule 640.4 ( c ) ( 3 ) but this is the second time I applied for a credit card and no notice of adverse action was ever sent to me. The last time I applied was over 2 months ago and no reason for denial was ever sent to me. The last time I applied I had credit score of over 700.
Frequently Asked Questions
What is Complaint #5512720 about?
Complaint #5512720 was filed against Synchrony Financial regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-04-28T12:00:00-05:00.
How did Synchrony Financial respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Synchrony Financial?
Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.