Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #5495494

Complaint Overview

Complaint ID: 5495494

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Washington

ZIP Code: 982XX

Date Received: 2022-04-25T12:00:00-05:00

Date Sent to Company: 2022-04-25T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I was overcharged twice by XXXX XXXX XXXX XXXXXXXX during my stay from XX/XX/2022 through XX/XX/2022. I was prepaying one week in advance. The hotel double-charged me on : XX/XX/2022 for {$590.00} and on XX/XX/2022 for {$550.00}. I was laid off my job on XX/XX/2022, so I left the hotel on XXXX XXXX. They should have refunded me for the {$550.00} as I didn't stay for that week ( prepaid ) and there was a second debit from my credit card on XX/XX/2022. I sent a detailed schedule to Citibank that demonstrated the dates I was at the hotel and corresponding payment from my credit card and one payment from my debit card. The schedule clearly shows the two overcharges. Citibank temporarily reversed the charges in XXXX, but last week they returned the charges. I was clearly overcharged when you match payments to dates of stay. The entire ordeal has been extremely stressful. Now, I am out of pocket {$1100.00}. Each time I call the Citibank, I am on hold for extended periods. The Citibank representatives I have spoken with have been unwilling to assist me. They claim it is my fault for not responding - but I have responded. When I called XXXX XXXX to voice my concerns, they hung up on me!

Frequently Asked Questions

What is Complaint #5495494 about?

Complaint #5495494 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2022-04-25T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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