Debt collection -- Attempts to collect debt not owed -- Complaint #5399858

Complaint Overview

Complaint ID: 5399858

Company: Jpmorgan Chase & Co.

Product: Debt collection

Sub-Product: Other debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed

State: Florida

ZIP Code: 33619

Date Received: 2022-04-02T12:00:00-05:00

Date Sent to Company: 2022-04-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I filed for XXXX XXXX Bankruptcy protection where I listed the Chase Manhattan bank as a creditor for the alleged {$1300.00} approx that they claim I was overdrawn. At such time the automatic stay went into effect which prohibited the bank from collecting on the money unless, the court lifted the stay or I affirmed the debt. neither of which happened Chase on XX/XX/XXXX decided to end our business relationship without telling me and a full week after the federal court stayed all recovery or collection activities; knowing this I had a wire transfer from my company placed into my account ; not only do the Refuse to give me my monies either by cash, cashiers check or wire elsewhere, I was told that they will mail me a check after they illegally collect monies included in a bankruptcy proceeding.

Frequently Asked Questions

What is Complaint #5399858 about?

Complaint #5399858 was filed against Jpmorgan Chase & Co. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-04-02T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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