Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #5376801

Complaint Overview

Complaint ID: 5376801

Company: Jpmorgan Chase & Co.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Rhode Island

ZIP Code: 028XX

Date Received: 2022-03-28T12:00:00-05:00

Date Sent to Company: 2022-03-28T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was given an involuntary, unwanted upgrade on a rental car, resulting in a surprise, unauthorized additional charge on my credit card. Chase Bank says that because I received the service of the upgrade, even if it was involuntary and with no notice of approval of any additional charge, I am prohibited from disputing the charge. Moreover, the merchant effected fraud by purporting to show a document with my signature ; in fact, I made my signature on an electronic device that did not display the terms of the document the merchant produced. Chase likewise prohibits me from disputing the transaction upon this fraudulent representation of approval.

Frequently Asked Questions

What is Complaint #5376801 about?

Complaint #5376801 was filed against Jpmorgan Chase & Co. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2022-03-28T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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