Debt collection -- Attempts to collect debt not owed -- Complaint #5364392
Complaint Overview
Complaint ID: 5364392
Company: Lockhart, Morris & Montgomery INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was already discharged in bankruptcy and is no longer owed
State: California
ZIP Code: 94531
Date Received: 2022-03-24T12:00:00-05:00
Date Sent to Company: 2022-03-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This Item showing on my credit report on XXXX such as : LockHart, Morris & Mont XXXX # : XXXX oringinal creditor : XXXX account type : collection date opened : XX/XX/XXXX oringinal balance {$1500.00} terms : XXXX XXXX payment history delinquent on : XX/XX/XXXX, XX/XX/XXXX, XX/XX/XXXX, XXXX, XX/XX/XXXX contact information : XXXX XXXX XXXX XXXX XXXX XXXX, TX XXXX Moreover, this account was deleted previously do to class action lawsuit reasons then it was later reinserted under a different balance amount? I therefore demand proper documentation of the litigation results to validate or verify this item?
Frequently Asked Questions
What is Complaint #5364392 about?
Complaint #5364392 was filed against Lockhart, Morris & Montgomery INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-24T12:00:00-05:00.
How did Lockhart, Morris & Montgomery INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Lockhart, Morris & Montgomery INC.?
Yes, visit the Lockhart, Morris & Montgomery INC. company profile at readthecomplaint.com/company/lockhart-morris-montgomery-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.