Credit card or prepaid card -- Other features, terms, or problems -- Complaint #5331891

Complaint Overview

Complaint ID: 5331891

Company: Synchrony Financial

Product: Credit card or prepaid card

Sub-Product: Store credit card

Issue: Other features, terms, or problems

Sub-Issue: Add-on products and services

State: Maryland

ZIP Code: 20603

Date Received: 2022-03-16T12:00:00-05:00

Date Sent to Company: 2022-04-07T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

For the past two months, I have been trying to flie a credit protection claim for my PayPal credit card by Synchrony Bank. The web link does not work. I have been in contact with both PayPal and Synchrony Bank only to be told that their website to submit my claim is down. Synchrony Bank said that I can not submit it by fax, only thru their website - which has been down for two months. I am being charged a credit protection fee each month, which I am not allowed to file a claim.

Frequently Asked Questions

What is Complaint #5331891 about?

Complaint #5331891 was filed against Synchrony Financial regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2022-03-16T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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