Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #5322050

Complaint Overview

Complaint ID: 5322050

Company: Jpmorgan Chase & Co.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Money was taken from your account on the wrong day or for the wrong amount

State: Wisconsin

ZIP Code: 54494

Date Received: 2022-03-14T12:00:00-05:00

Date Sent to Company: 2022-03-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I currently bank with Chase Bank. On XX/XX/XXXX I was notified through my Chase Mobile app that my checking account was overdrawn 5,000 dollars. I contacted Chase customer service to find out why. I was informed by customer service that a check that was written to me i deposited to my chase account through my chase Mobile app on XX/XX/XXXX was cashed a second time by someone else on XX/XX/XXXX. I then go inside the Chase Bank and was able to speak to a branch manager by the name of XXXX XXXX. I explained to him that the second check was fraud and that the check has to have been stolen from me. He informed me that there was nothing he could do. The only information he gave me was that the check was cashed at a XXXX Bank. I filed an police report on this incident and nothing was done due to me not have any information about who cashed the check the second time on the XXXX of XXXX. I'm having a very hard time fingers out who committed fraud on my account. I tried contacting the person who wrote the check to me, He then contacted his bank XXXX XXXX Bank to find out if they could get any information about who cashed the check the second time and it was unsuccessful. I will like to file an complaint against all 3 banks. Chase Bank, XXXX XXXX Bank and XXXX Bank.

Frequently Asked Questions

What is Complaint #5322050 about?

Complaint #5322050 was filed against Jpmorgan Chase & Co. regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2022-03-14T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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