Credit card or prepaid card -- Getting a credit card -- Complaint #5318096

Complaint Overview

Complaint ID: 5318096

Company: Synchrony Financial

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Getting a credit card

Sub-Issue: Application denied

State: California

ZIP Code: 92562

Date Received: 2022-03-12T12:00:00-05:00

Date Sent to Company: 2022-03-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I applied for this Walgreens credit card issued thru synchrony bank & was denied? Im constantly denied thru this bank I dont understand why I have good credit no obligations yet they send me a a letter stating I have to many obligations to income? Impossible for this to be true! Im attaching my account balances along with the denial letter

Frequently Asked Questions

What is Complaint #5318096 about?

Complaint #5318096 was filed against Synchrony Financial regarding Credit card or prepaid card specifically about Getting a credit card. It was received by the CFPB on 2022-03-12T12:00:00-05:00.

How did Synchrony Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Synchrony Financial?

Yes, visit the Synchrony Financial company profile at readthecomplaint.com/company/synchrony-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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