Debt collection -- Attempts to collect debt not owed -- Complaint #5308737
Complaint Overview
Complaint ID: 5308737
Company: Collection Bureau Of The Hudson Valley, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: New Jersey
ZIP Code: 078XX
Date Received: 2022-03-10T12:00:00-05:00
Date Sent to Company: 2022-03-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Debt collector, COLLECTION BUREAU HUDSON VALLEY sent me notice in the mail to my location information in attempts to collect on an alleged debt that I do not owe. I did not give them consent to contact me and in fact I sent them notice to cease all communication with me in XX/XX/2021 in regards to an alleged debt. They are committing mail fraud by not putting the required notice on the mail that they sent to my location information through the United States Post Office. They are using language and symbols in the mail contents that they sent to me through the US postal services that indicates that they are attempting to collect a debt. They committed identity theft by obtaining my personal private information without my consent as they obtained my information from XXXX XXXX. They are engaging in conduct that is harassing and abusive by using obscene and profane language in the billing notice that they sent me. They are falsely and misleading the amount as to which this alleged debt is because it is a positive balance and a consumer can not pay on a positive balance which is also a billing error. They did not send me written notice within the first 5 days of initial communication with me containing the ( 5 ) notice of debt contents thats required under the Fair Debt Collection Practices Act, 15 USC 1692g.
Frequently Asked Questions
What is Complaint #5308737 about?
Complaint #5308737 was filed against Collection Bureau Of The Hudson Valley, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-03-10T12:00:00-05:00.
How did Collection Bureau Of The Hudson Valley, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Collection Bureau Of The Hudson Valley, INC.?
Yes, visit the Collection Bureau Of The Hudson Valley, INC. company profile at readthecomplaint.com/company/collection-bureau-of-the-hudson-valley-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.