Mortgage -- Closing on a mortgage -- Complaint #5290020
Complaint Overview
Complaint ID: 5290020
Company: Bank Of America, National Association
Product: Mortgage
Sub-Product: FHA mortgage
Issue: Closing on a mortgage
State: North Carolina
ZIP Code: 280XX
Date Received: 2022-03-05T12:00:00-05:00
Date Sent to Company: 2022-03-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Lost home to Foreclosure sale in XXXX. The mortgage That was supposedly the reason for the Foreclosure waw a fraudulent mortgage reconveyed from a property that had been foreclosed on in XXXX being XXXX XXXX XXXX. A default judgement that was illegally placed onto my property at topic being XXXX XXXX XXXX XXXX nc XXXX was granted on XX/XX/XXXX. There was intentionally incorrect data given to the courts through a service member service status verification falsification. that being said i was denied my rights as a service member. since the foreclosure sale my family and I have been evicted by XXXX XXXX in XXXX of XXXX. This is a problem due to on XX/XX/XXXX A representative from XXXX XXXX made the claim that They didn't purchase the property from foreclosure sale in which XXXX XXXX Special proceeding files marked XXXX, and XXXX clearly have documented that in contrary that in fact XXXX XXXX was the highest bidder in the range of XXXX. I would like to have my home back with title. Also to have all damages repaired since wrongful eviction. Why would XXXX evict us if they didnt buy or have knowledge of purchase or ownership. I will include a copy of HUD1 that was provided by XXXXXXXX XXXX XXXX XXXX that not only has incorrect arithmetic but has a loan number that does not match The Pay off Demand letter that was also provided by Attorneys XXXXXXXX XXXX XXXX XXXX. The Legal description description from XXXX Register of deeds and XXXX does not match XXXX XXXX yet does Match XXXX XXXX XXXX. the sub trustee worked for the foreclosure firm and still to this does one said being XXXX XXXX XXXXXXXX XXXX XXXXXXXX trustee services. This company is part of XXXXXXXX XXXX XXXXXXXX XXXX. THE LOANS OR FORCLOSURES NEVER REFLECTED ON MY CREDIT NOR DO THEY CURRENTLY. THE SCRA STATUS VERIFICATIONS ARE NOT ACCURATE OR TRUTHFUL THAT WHERE SUBMITTED INTO SPEACIAL PROCEEDING FILES XXXX AND XXXX. THE XXXX XXXX SEARCH IF VALID WOULD HAVE REQUIRED MY SSN, DOB, BDAY, AND WOULD HAVE SHOWN AS A SOFT INQUIRY ON MY CREDIT REPORT. NONE DID NOR COULD THE D.O.D VERIFY ANY SUCH INQUIRIES HAD EVER BEEN MADE IN TH EPAST YEARS USING THE UNIQUE NUMBERS EACH REPORT DISPLAYS ON PG 2 OF REPORTS. SO THIS ENTIRE ILLEGAL SITUATION SHOULD BE EASY TO REMEDY FOR MY FAMILY AND SELF
Frequently Asked Questions
What is Complaint #5290020 about?
Complaint #5290020 was filed against Bank Of America, National Association regarding Mortgage specifically about Closing on a mortgage. It was received by the CFPB on 2022-03-05T12:00:00-05:00.
How did Bank Of America, National Association respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.
Can I see other complaints against Bank Of America, National Association?
Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.