Debt collection -- Written notification about debt -- Complaint #5270575
Complaint Overview
Complaint ID: 5270575
Company: Portfolio Recovery Associates, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Kentucky
ZIP Code: 402XX
Date Received: 2022-02-28T12:00:00-05:00
Date Sent to Company: 2022-03-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is in regards to Account # XXXX I have demanded PRA to submit sufficient information on the above mentioned account. They have not provided me with this information yet they continue to violate my rights. 1. PRA ignored my requested and responded after the required ( 30 ) as written in law. 2. PRA updated/verified this account after I made a dispute 3.PRA information that was sent to me do not reflect the same information provided on my consumer report and is erroneous. 4.PRA continue to participate in illegal collections This company had done severe damage to my personal, and business life and had held me financially hostage. I have sent multiple letters and have made a XXXX complaint.
Frequently Asked Questions
What is Complaint #5270575 about?
Complaint #5270575 was filed against Portfolio Recovery Associates, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2022-02-28T12:00:00-05:00.
How did Portfolio Recovery Associates, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Portfolio Recovery Associates, LLC?
Yes, visit the Portfolio Recovery Associates, LLC company profile at readthecomplaint.com/company/portfolio-recovery-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.