Credit card or prepaid card -- Problem getting a card or closing an account -- Complaint #5264360

Complaint Overview

Complaint ID: 5264360

Company: U.S. Bancorp

Product: Credit card or prepaid card

Sub-Product: Government benefit card

Issue: Problem getting a card or closing an account

Sub-Issue: Trouble getting, activating, or registering a card

State: Ohio

ZIP Code: 44122

Date Received: 2022-02-26T12:00:00-05:00

Date Sent to Company: 2022-02-26T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

My first card was mailed XX/XX/2022 and I never received it. On XX/XX/2022 at XXXX I requested a replacement card be expedited and was told I would receive the card in the mail by XX/XX/2022. The website stated my card would come in XXXX days but customer service had no definitive information regarding the card at all. I do not have access to my funds and it has become a burden to live without income. I can not pay my bills, or buy groceries. This is unfair to me and anyone else experiencing this. Card holder services US Bank Reliacard not having answers or solutions is unacceptable.

Frequently Asked Questions

What is Complaint #5264360 about?

Complaint #5264360 was filed against U.S. Bancorp regarding Credit card or prepaid card specifically about Problem getting a card or closing an account. It was received by the CFPB on 2022-02-26T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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