Credit card or prepaid card -- Other features, terms, or problems -- Complaint #5241824

Complaint Overview

Complaint ID: 5241824

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Other features, terms, or problems

Sub-Issue: Problem with rewards from credit card

State: New Jersey

ZIP Code: 085XX

Date Received: 2022-02-19T12:00:00-05:00

Date Sent to Company: 2022-02-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

We have Citi Costco card when Costco switched over from XXXX XXXX. We did not always get our monthly bills consistently. We payed on time by checking online but two of the years ( XXXX & XXXX ) we did not get our reward certificate. We called their support number and was told to go to Costco when we wanted to purchase and they would be able to assist us. At Costco, they told us that it was a Citi bank issue and they don't have the reward. We have been told the total for those years is {$1000.00}. We have asked them to check call recording to verify what the Citi representative told us on the phone but they won't honor what they told us.

Frequently Asked Questions

What is Complaint #5241824 about?

Complaint #5241824 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Other features, terms, or problems. It was received by the CFPB on 2022-02-19T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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