Credit card or prepaid card -- Trouble using your card -- Complaint #5241674

Complaint Overview

Complaint ID: 5241674

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Trouble using your card

Sub-Issue: Can't use card to make purchases

State: California

ZIP Code: 90028

Date Received: 2022-02-19T12:00:00-05:00

Date Sent to Company: 2022-02-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/2021 I was trying to add my moms authorized user credit card into her XXXX XXXX XXXX. Immediately got a fraud alert on my phone that somebody was using my card. I called and provided asked information and was told by supervisor XXXX that the information is not sufficient to unblock the card.I asked to speak to a supervisor in the XXXX, she said they were doing an upgrade and asked to call back. Reached out to customer service via app they were not able to help. I am currently on vacation overseas, XXXX told me to get a letter from the bank to get verified. This is not acceptable I want me and my mom to be able to use cards. I did not provide them any wrong information to not to have my card unblocked. Please help.

Frequently Asked Questions

What is Complaint #5241674 about?

Complaint #5241674 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Trouble using your card. It was received by the CFPB on 2022-02-19T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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