Payday loan, title loan, or personal loan -- Getting the loan -- Complaint #5240719

Complaint Overview

Complaint ID: 5240719

Company: C/C Financial

Product: Payday loan, title loan, or personal loan

Sub-Product: Installment loan

Issue: Getting the loan

State: Missouri

ZIP Code: 63376

Date Received: 2022-02-19T12:00:00-05:00

Date Sent to Company: 2022-02-19T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

The Preferred Lease with account number XXXX appears to be a charge-off account with a specific balance of {$4400.00}. The information itself is already an error because a charge-off account should have NO balance. Another thing is that the account was reported in XXXX, XXXX and XXXX Bureaus. As per FCRA, the 3 bureaus and the furnisher are to provide 100 % accuracy and they are required to give responses and supply documents to confirm the account.

Frequently Asked Questions

What is Complaint #5240719 about?

Complaint #5240719 was filed against C/C Financial regarding Payday loan, title loan, or personal loan specifically about Getting the loan. It was received by the CFPB on 2022-02-19T12:00:00-05:00.

How did C/C Financial respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.

Can I see other complaints against C/C Financial?

Yes, visit the C/C Financial company profile at readthecomplaint.com/company/c-c-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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