C/C Financial -- Consumer Complaint Report & Risk Analysis
Debt Collection and Credit Reporting Issues
Complaint Summary
C/C Financial has received 55 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, problem with a credit reporting company's investigation into an existing problem, incorrect information on your report. Complaints span 17 states, with Texas and Florida leading in complaint volume.
Company Overview
Company: C/C Financial
Total CFPB Complaints: 55
AI Risk Score: 73/100
Most Recent Complaint: 2022-07-15T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: medium
AI Company Analysis
C/C Financial has 54 consumer complaints on file with the CFPB. Attempts to collect debt not owed Incorrect information on your report
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about incorrect information on credit reports
Green Flags
- Several complaints about timely responses from the company
Consumer Tips & Advice
Respond promptly to inquiries and disputes.
Complaint Trend Analysis
There is a trend of increasing complaints over the years, indicating potential issues with debt collection practices.
Regulatory History
Regulatory history shows ongoing scrutiny of debt collection practices and credit reporting accuracy.
Industry Context
The industry context highlights the importance of accurate and timely credit reporting and debt collection practices.
Frequently Asked Questions About C/C Financial
How many CFPB complaints does C/C Financial have?
C/C Financial has 54 complaints on file with the CFPB. The most recent complaint was filed on June 7, 2021.
What is C/C Financial's complaint response rate?
Response rate data is not yet available for C/C Financial.
Does C/C Financial respond to complaints on time?
Timely response data is not yet available for C/C Financial.
Is C/C Financial safe to do business with?
Debt Collection and Credit Reporting Issues C/C Financial has 54 CFPB complaints. Risk score: 73/100.
What red flags exist for C/C Financial?
Potential red flags for C/C Financial: Multiple complaints about incorrect information on credit reports. These are based on analysis of CFPB complaint patterns.
What are C/C Financial's strengths?
Positive indicators for C/C Financial: Several complaints about timely responses from the company.
What tips should consumers know about C/C Financial?
Respond promptly to inquiries and disputes.
Are complaints against C/C Financial increasing or decreasing?
There is a trend of increasing complaints over the years, indicating potential issues with debt collection practices. C/C Financial currently has 54 total complaints.
Has C/C Financial faced regulatory action?
Regulatory history shows ongoing scrutiny of debt collection practices and credit reporting accuracy.
How does C/C Financial compare to industry peers?
The industry context highlights the importance of accurate and timely credit reporting and debt collection practices.
What is the most common issue reported by consumers?
The most common issue reported is attempts to collect debt not owed.
Recent Complaints Against C/C Financial
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17029617 | Debt collection | Took or threatened to take negative or legal action | 2025-11-04T12:00:00-05:00 | Georgia | |
| #15627340 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-08-30T12:00:00-05:00 | Texas | |
| #13947021 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2025-06-06T12:00:00-05:00 | Texas | |
| #11345338 | Debt collection | Attempts to collect debt not owed | 2025-01-01T12:00:00-05:00 | Texas | |
| #11311957 | Debt collection | False statements or representation | 2024-12-28T12:00:00-05:00 | Michigan | |
| #10131204 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-09-15T12:00:00-05:00 | Florida | |
| #10056703 | Credit reporting or other personal consumer reports | Incorrect information on your report | 2024-09-06T12:00:00-05:00 | Kansas | |
| #8636783 | Debt collection | Attempts to collect debt not owed | 2024-03-26T12:00:00-05:00 | Nevada | |
| #8196603 | Credit reporting or other personal consumer reports | Improper use of your report | 2024-01-21T12:00:00-05:00 | Louisiana | |
| #8161312 | Debt collection | Attempts to collect debt not owed | 2024-01-14T12:00:00-05:00 | Florida | |
| #8068283 | Credit reporting or other personal consumer reports | Credit monitoring or identity theft protection services | 2023-12-27T12:00:00-05:00 | Colorado | |
| #7412618 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2023-08-16T12:00:00-05:00 | Florida | |
| #7290205 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2023-07-23T12:00:00-05:00 | Georgia | |
| #6322741 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-12-14T12:00:00-05:00 | Arkansas | |
| #6231378 | Payday loan, title loan, or personal loan | Problem with the payoff process at the end of the loan | 2022-11-21T12:00:00-05:00 | Florida | |
| #6212905 | Debt collection | Attempts to collect debt not owed | 2022-11-16T12:00:00-05:00 | Illinois | |
| #5909492 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-08-23T12:00:00-05:00 | Florida | |
| #5877518 | Credit reporting, credit repair services, or other personal consumer reports | Improper use of your report | 2022-08-14T12:00:00-05:00 | Georgia | |
| #5875947 | Credit reporting, credit repair services, or other personal consumer reports | Incorrect information on your report | 2022-08-13T12:00:00-05:00 | Michigan | |
| #5781735 | Credit reporting, credit repair services, or other personal consumer reports | Problem with a credit reporting company's investigation into an existing problem | 2022-07-15T12:00:00-05:00 | Georgia |
C/C Financial Complaints by State
- C/C Financial Complaints in Texas -- 11 complaints
- C/C Financial Complaints in Florida -- 11 complaints
- C/C Financial Complaints in Georgia -- 7 complaints
- C/C Financial Complaints in Michigan -- 4 complaints
- C/C Financial Complaints in Pennsylvania -- 3 complaints
- C/C Financial Complaints in Nevada -- 2 complaints
- C/C Financial Complaints in Louisiana -- 2 complaints
- C/C Financial Complaints in Illinois -- 2 complaints
- C/C Financial Complaints in Maryland -- 2 complaints
- C/C Financial Complaints in Kentucky -- 2 complaints
- C/C Financial Complaints in New York -- 2 complaints
- C/C Financial Complaints in Kansas -- 1 complaints
- C/C Financial Complaints in Colorado -- 1 complaints
- C/C Financial Complaints in Arkansas -- 1 complaints
- C/C Financial Complaints in Missouri -- 1 complaints
C/C Financial Complaints by Product
- C/C Financial Debt collection Complaints -- 22 complaints | All Debt collection Complaints
- C/C Financial Credit reporting, credit repair services, or other personal consumer reports Complaints -- 21 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- C/C Financial Credit reporting or other personal consumer reports Complaints -- 6 complaints | All Credit reporting or other personal consumer reports Complaints
- C/C Financial Payday loan, title loan, or personal loan Complaints -- 6 complaints | All Payday loan, title loan, or personal loan Complaints
C/C Financial Complaints by Issue
- C/C Financial -- Attempts to collect debt not owed -- 14 complaints | All Attempts to collect debt not owed Complaints
- C/C Financial -- Problem with a credit reporting company's investigation into an existing problem -- 12 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- C/C Financial -- Incorrect information on your report -- 10 complaints | All Incorrect information on your report Complaints
- C/C Financial -- Improper use of your report -- 5 complaints | All Improper use of your report Complaints
- C/C Financial -- False statements or representation -- 3 complaints | All False statements or representation Complaints
- C/C Financial -- Took or threatened to take negative or legal action -- 2 complaints | All Took or threatened to take negative or legal action Complaints
- C/C Financial -- Written notification about debt -- 2 complaints | All Written notification about debt Complaints
- C/C Financial -- Getting the loan -- 2 complaints | All Getting the loan Complaints
- C/C Financial -- Credit monitoring or identity theft protection services -- 1 complaints | All Credit monitoring or identity theft protection services Complaints
- C/C Financial -- Problem with the payoff process at the end of the loan -- 1 complaints | All Problem with the payoff process at the end of the loan Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for C/C Financial is generated by ReadTheComplaint using AI analysis of data from the CFPB.