Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #5196178
Complaint Overview
Complaint ID: 5196178
Company: Jpmorgan Chase & Co.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: California
ZIP Code: 953XX
Date Received: 2022-02-07T12:00:00-05:00
Date Sent to Company: 2022-02-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
I received emails from XXXX Credit Bureau XX/XX/2022 and XX/XX/2022 informing my credit had XXXX hard inquiries from XXXX XXXX XXXX and XXXX more from XXXX XXXX XXXX. I do not have accounts in XXXX XXXXXXXX XXXX neither I have asked any credit or loan to them. They did without my authorization and my credit has been deeply affected. This bank uses to send credit cards that have not been required. They did it around XXXX years ago and I never used it. Id appreciate those inquiries be removed from my record as soon as possible. On the other hand, I have an Amazon/Chase card in good standing and enough credit amount so I have not asked any credit increase or loan to Chase neither to open a new account absolutely. Attached all evidences and a register of my exceptional payment history.
Frequently Asked Questions
What is Complaint #5196178 about?
Complaint #5196178 was filed against Jpmorgan Chase & Co. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2022-02-07T12:00:00-05:00.
How did Jpmorgan Chase & Co. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Jpmorgan Chase & Co.?
Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.