Vehicle loan or lease -- Struggling to pay your loan -- Complaint #5139422

Complaint Overview

Complaint ID: 5139422

Company: Jpmorgan Chase & Co.

Product: Vehicle loan or lease

Sub-Product: Loan

Issue: Struggling to pay your loan

Sub-Issue: Denied request to lower payments

State: Georgia

ZIP Code: 30233

Date Received: 2022-01-22T12:00:00-05:00

Date Sent to Company: 2022-01-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I contacted Chase Auto Finance to request a one-month payment deferment XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I explained to the represented when I called that I needed to skip XXXX payment but was told that they could only extend the payment through the XXXX of XXXX which is normally due on the XXXX of XXXX. I borrowed the money from my sister and made the payment on XX/XX/2022. However, the company still placed a past due payment on my credit report even after providing the extension.

Frequently Asked Questions

What is Complaint #5139422 about?

Complaint #5139422 was filed against Jpmorgan Chase & Co. regarding Vehicle loan or lease specifically about Struggling to pay your loan. It was received by the CFPB on 2022-01-22T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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