Debt collection -- Attempts to collect debt not owed -- Complaint #5112730
Complaint Overview
Complaint ID: 5112730
Company: Ltd Financial Services, L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: North Carolina
ZIP Code: XXXXX
Date Received: 2022-01-15T12:00:00-05:00
Date Sent to Company: 2022-01-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
The Debt Buyer is trying to collect on an alleged debt that I do not own to them. I have sent to the debt buyer ( s ) a debt verification and validation letter. I have sent to the CFPB a copy of said letter.
Frequently Asked Questions
What is Complaint #5112730 about?
Complaint #5112730 was filed against Ltd Financial Services, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2022-01-15T12:00:00-05:00.
How did Ltd Financial Services, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ltd Financial Services, L.P.?
Yes, visit the Ltd Financial Services, L.P. company profile at readthecomplaint.com/company/ltd-financial-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.