Ltd Financial Services, L.P. -- Consumer Complaint Report & Risk Analysis
LTD Financial Services, L.P. Debt Collection Practices Under Scrutiny
Complaint Summary
Ltd Financial Services, L.P. has received 63 consumer complaints filed with the CFPB across 4 products. The most common issues reported are attempts to collect debt not owed, written notification about debt, false statements or representation. Complaints span 25 states, with Texas and Colorado leading in complaint volume.
Company Overview
Company: Ltd Financial Services, L.P.
Total CFPB Complaints: 63
AI Risk Score: 63/100
Most Recent Complaint: 2021-12-25T12:00:00-05:00
Risk Breakdown
- Complaint Volume: medium
- Response Quality: fair
- Issue Recurrence: medium
- Consumer Harm Severity: low
AI Company Analysis
LTD Financial Services, L.P. has 63 consumer complaints on file with the CFPB. LTD Financial Services, L.P. has received 63 complaints, with a focus on debt collection practices. The company has been reported for attempting to collect debts that consumers claim are not owed.
Response Quality Assessment
fair
Top Consumer Issues
Attempts to collect debt not owed -- Severity: medium
Red Flags
- Multiple complaints about the company's debt collection practices, including attempts to collect debts that consumers claim are not owed.
Green Flags
- No green flags identified in the complaint data.
Consumer Tips & Advice
Consumers should verify the accuracy of any debt before responding to collection efforts.
Complaint Trend Analysis
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers.
Regulatory History
Regulatory history shows that the company has faced multiple complaints but has not been subject to significant regulatory action.
Industry Context
The industry context is that debt collection practices are a common source of consumer complaints, with companies often facing scrutiny for improper tactics.
Frequently Asked Questions About Ltd Financial Services, L.P.
How many CFPB complaints does LTD Financial Services, L.P. have?
LTD Financial Services, L.P. has 63 complaints on file with the CFPB. The most recent complaint was filed on December 25, 2021.
What is LTD Financial Services, L.P.'s complaint response rate?
Response rate data is not yet available for LTD Financial Services, L.P..
Does LTD Financial Services, L.P. respond to complaints on time?
Timely response data is not yet available for LTD Financial Services, L.P..
Is LTD Financial Services, L.P. safe to do business with?
LTD Financial Services, L.P. Debt Collection Practices Under Scrutiny LTD Financial Services, L.P. has 63 CFPB complaints. Risk score: 63/100.
What red flags exist for LTD Financial Services, L.P.?
Potential red flags for LTD Financial Services, L.P.: Multiple complaints about the company's debt collection practices, including attempts to collect debts that consumers claim are not owed.. These are based on analysis of CFPB complaint patterns.
What are LTD Financial Services, L.P.'s strengths?
Positive indicators for LTD Financial Services, L.P.: No green flags identified in the complaint data..
What tips should consumers know about LTD Financial Services, L.P.?
Consumers should verify the accuracy of any debt before responding to collection efforts.
Are complaints against LTD Financial Services, L.P. increasing or decreasing?
There is a trend of increasing complaints about debt collection practices, indicating a growing concern among consumers. LTD Financial Services, L.P. currently has 63 total complaints.
Has LTD Financial Services, L.P. faced regulatory action?
Regulatory history shows that the company has faced multiple complaints but has not been subject to significant regulatory action.
How does LTD Financial Services, L.P. compare to industry peers?
The industry context is that debt collection practices are a common source of consumer complaints, with companies often facing scrutiny for improper tactics.
What unique insight can be drawn from the complaints about LTD Financial Services, L.P.'s debt collection practices?
Consumers are reporting that the company is attempting to collect debts that they claim are not owed, which could indicate potential issues with the accuracy of the debt information provided by the company.
Recent Complaints Against Ltd Financial Services, L.P.
| Complaint ID | Product | Issue | Date Received | Company Response | State |
|---|---|---|---|---|---|
| #17056977 | Debt collection | Took or threatened to take negative or legal action | 2025-11-05T12:00:00-05:00 | Massachusetts | |
| #8658231 | Debt collection | Attempts to collect debt not owed | 2024-03-29T12:00:00-05:00 | Florida | |
| #8095295 | Debt collection | Attempts to collect debt not owed | 2024-01-02T12:00:00-05:00 | Georgia | |
| #8004731 | Debt collection | Written notification about debt | 2023-12-14T12:00:00-05:00 | Colorado | |
| #7511079 | Credit reporting or other personal consumer reports | Improper use of your report | 2023-09-06T12:00:00-05:00 | New York | |
| #7394994 | Debt collection | Written notification about debt | 2023-08-13T12:00:00-05:00 | New Jersey | |
| #7149782 | Debt collection | Communication tactics | 2023-06-21T12:00:00-05:00 | Florida | |
| #7099407 | Debt collection | Attempts to collect debt not owed | 2023-06-10T12:00:00-05:00 | Missouri | |
| #6680942 | Debt collection | Attempts to collect debt not owed | 2023-03-11T12:00:00-05:00 | Colorado | |
| #6648392 | Debt collection | Attempts to collect debt not owed | 2023-03-04T12:00:00-05:00 | Arizona | |
| #6529545 | Debt collection | Written notification about debt | 2023-02-04T12:00:00-05:00 | Washington | |
| #6502566 | Debt collection | Written notification about debt | 2023-01-29T12:00:00-05:00 | Texas | |
| #6492911 | Debt collection | Communication tactics | 2023-01-26T12:00:00-05:00 | Georgia | |
| #6465165 | Debt collection | Written notification about debt | 2023-01-20T12:00:00-05:00 | Texas | |
| #6238982 | Debt collection | False statements or representation | 2022-11-23T12:00:00-05:00 | Colorado | |
| #6213283 | Debt collection | Written notification about debt | 2022-11-16T12:00:00-05:00 | Arkansas | |
| #6181326 | Debt collection | Attempts to collect debt not owed | 2022-11-08T12:00:00-05:00 | Wisconsin | |
| #6163526 | Debt collection | Took or threatened to take negative or legal action | 2022-11-03T12:00:00-05:00 | Missouri | |
| #6096059 | Debt collection | Attempts to collect debt not owed | 2022-10-17T12:00:00-05:00 | North Carolina | |
| #6066898 | Debt collection | Attempts to collect debt not owed | 2022-10-09T12:00:00-05:00 | North Carolina |
Ltd Financial Services, L.P. Complaints by State
- Ltd Financial Services, L.P. Complaints in Texas -- 10 complaints
- Ltd Financial Services, L.P. Complaints in Colorado -- 8 complaints
- Ltd Financial Services, L.P. Complaints in Florida -- 6 complaints
- Ltd Financial Services, L.P. Complaints in California -- 6 complaints
- Ltd Financial Services, L.P. Complaints in North Carolina -- 4 complaints
- Ltd Financial Services, L.P. Complaints in New Jersey -- 3 complaints
- Ltd Financial Services, L.P. Complaints in Michigan -- 3 complaints
- Ltd Financial Services, L.P. Complaints in Georgia -- 2 complaints
- Ltd Financial Services, L.P. Complaints in Missouri -- 2 complaints
- Ltd Financial Services, L.P. Complaints in Arizona -- 2 complaints
- Ltd Financial Services, L.P. Complaints in Washington -- 2 complaints
- Ltd Financial Services, L.P. Complaints in Wisconsin -- 2 complaints
- Ltd Financial Services, L.P. Complaints in Massachusetts -- 1 complaints
- Ltd Financial Services, L.P. Complaints in New York -- 1 complaints
- Ltd Financial Services, L.P. Complaints in Arkansas -- 1 complaints
Ltd Financial Services, L.P. Complaints by Product
- Ltd Financial Services, L.P. Debt collection Complaints -- 53 complaints | All Debt collection Complaints
- Ltd Financial Services, L.P. Credit reporting, credit repair services, or other personal consumer reports Complaints -- 8 complaints | All Credit reporting, credit repair services, or other personal consumer reports Complaints
- Ltd Financial Services, L.P. Credit reporting or other personal consumer reports Complaints -- 1 complaints | All Credit reporting or other personal consumer reports Complaints
- Ltd Financial Services, L.P. Credit card or prepaid card Complaints -- 1 complaints | All Credit card or prepaid card Complaints
Ltd Financial Services, L.P. Complaints by Issue
- Ltd Financial Services, L.P. -- Attempts to collect debt not owed -- 25 complaints | All Attempts to collect debt not owed Complaints
- Ltd Financial Services, L.P. -- Written notification about debt -- 13 complaints | All Written notification about debt Complaints
- Ltd Financial Services, L.P. -- False statements or representation -- 6 complaints | All False statements or representation Complaints
- Ltd Financial Services, L.P. -- Communication tactics -- 5 complaints | All Communication tactics Complaints
- Ltd Financial Services, L.P. -- Took or threatened to take negative or legal action -- 4 complaints | All Took or threatened to take negative or legal action Complaints
- Ltd Financial Services, L.P. -- Problem with a credit reporting company's investigation into an existing problem -- 4 complaints | All Problem with a credit reporting company's investigation into an existing problem Complaints
- Ltd Financial Services, L.P. -- Incorrect information on your report -- 3 complaints | All Incorrect information on your report Complaints
- Ltd Financial Services, L.P. -- Improper use of your report -- 2 complaints | All Improper use of your report Complaints
- Ltd Financial Services, L.P. -- Credit monitoring or identity theft protection services -- 1 complaints | All Credit monitoring or identity theft protection services Complaints
Disclaimer
This analysis is based on CFPB complaint data and AI interpretation.
About This Report
This consumer complaint report for Ltd Financial Services, L.P. is generated by ReadTheComplaint using AI analysis of data from the CFPB.