Vehicle loan or lease -- Improper use of your report -- Complaint #5112617
Complaint Overview
Complaint ID: 5112617
Company: Drivetime
Product: Vehicle loan or lease
Sub-Product: Loan
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Illinois
ZIP Code: 60053
Date Received: 2022-01-15T12:00:00-05:00
Date Sent to Company: 2022-01-15T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I went to a dealership to buy a car. I intended to pay in cash. The salesman assumed because I was XXXX I would need financing, and ran my credit without my permission.
Frequently Asked Questions
What is Complaint #5112617 about?
Complaint #5112617 was filed against Drivetime regarding Vehicle loan or lease specifically about Improper use of your report. It was received by the CFPB on 2022-01-15T12:00:00-05:00.
How did Drivetime respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Vehicle loan or lease) and describe your issue in detail.
Can I see other complaints against Drivetime?
Yes, visit the Drivetime company profile at readthecomplaint.com/company/drivetime to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.