Credit card or prepaid card -- Unexpected or other fees -- Complaint #5107263

Complaint Overview

Complaint ID: 5107263

Company: U.S. Bancorp

Product: Credit card or prepaid card

Sub-Product: General-purpose prepaid card

Issue: Unexpected or other fees

State: Indiana

ZIP Code: XXXXX

Date Received: 2022-01-13T12:00:00-05:00

Date Sent to Company: 2022-01-28T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I received a prepaid {$25.00} XXXX XXXX bonus card in conjunction with my US Bank rewards credit card. The card says it is. {$25.00} reward card food until XX/XX/22. When I want to use the card I discover they have charged me {$6.00} in so called maintenance fees. I think this is unfair and these fees should be refunded immediately., they said it is in the terms I agreed to I got a magnifying glass and have found in very small print that they can charge this fee. The print is so small no XXXX XXXX XXXX with poor vision can read it. I have been a US Bank customer for years and I am very disappointed that this {$25.00} card thats good till XX/XX/22 has been taped for these fees

Frequently Asked Questions

What is Complaint #5107263 about?

Complaint #5107263 was filed against U.S. Bancorp regarding Credit card or prepaid card specifically about Unexpected or other fees. It was received by the CFPB on 2022-01-13T12:00:00-05:00.

How did U.S. Bancorp respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against U.S. Bancorp?

Yes, visit the U.S. Bancorp company profile at readthecomplaint.com/company/u-s-bancorp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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