Checking or savings account -- Problem with a lender or other company charging your account -- Complaint #5058615

Complaint Overview

Complaint ID: 5058615

Company: Jpmorgan Chase & Co.

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem with a lender or other company charging your account

Sub-Issue: Transaction was not authorized

State: Indiana

ZIP Code: 47374

Date Received: 2021-12-30T12:00:00-05:00

Date Sent to Company: 2021-12-30T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There were a fraudulent transaction of {$4200.00} on my Chase account, I called the bank as soon as it happened in XXXX. I asked them to close my account and send me a card where I was located.They said they could not send me a new card at my new location thus unable to close the account. I only bank with Chase. My mother passed away so I have to leave as soon as possible.While I traveled another fraud occurred of {$2100.00} occurred. I immediately called them and told them to close my account. This time they did and sent me a new card. Ive been disputing with Chase for the past 5 months and my claims were denied every time. They cited that I passed the 60 days claim period, while each time I immediately called them. My last attempt to called Chase bank after submitting all the paperwork they have requested was today XX/XX/2021. They stated that my claim was denied because it now more than 60 days, and the second claim couldnt be validated as well, because the first card should have been closed to begin with.

Frequently Asked Questions

What is Complaint #5058615 about?

Complaint #5058615 was filed against Jpmorgan Chase & Co. regarding Checking or savings account specifically about Problem with a lender or other company charging your account. It was received by the CFPB on 2021-12-30T12:00:00-05:00.

How did Jpmorgan Chase & Co. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Jpmorgan Chase & Co.?

Yes, visit the Jpmorgan Chase & Co. company profile at readthecomplaint.com/company/jpmorgan-chase-co to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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