Checking or savings account -- Managing an account -- Complaint #4939843

Complaint Overview

Complaint ID: 4939843

Company: Bank Of America, National Association

Product: Checking or savings account

Sub-Product: Checking account

Issue: Managing an account

Sub-Issue: Fee problem

State: Texas

ZIP Code: XXXXX

Date Received: 2021-11-23T12:00:00-05:00

Date Sent to Company: 2021-11-23T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I've spent XXXX hours with Bank of America with no solution. At XXXX lastnight, my account was positive and this morning I get hit with an overdraft fee. A merchant charge came through in which I did not authorize as well. I simply asked for a courtesy fee of XXXX to be credited since Bank of America XXXX are deceitful and leading the customer believing their account is fine. I also verified with the supervisor that my account has never been in overdraft and they still would not provide a courtesy credit in which the branch confirmed they could since I have always been in good standing. I was hung up on by another supervisor and repeated myself several times. Bank of America does not care about their customers. I do have documentation as well that I will be mailing to their NC office.

Frequently Asked Questions

What is Complaint #4939843 about?

Complaint #4939843 was filed against Bank Of America, National Association regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2021-11-23T12:00:00-05:00.

How did Bank Of America, National Association respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Bank Of America, National Association?

Yes, visit the Bank Of America, National Association company profile at readthecomplaint.com/company/bank-of-america-national-association to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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