Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #4888369

Complaint Overview

Complaint ID: 4888369

Company: Citibank, N.A.

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Card was charged for something you did not purchase with the card

State: Arizona

ZIP Code: 863XX

Date Received: 2021-11-08T12:00:00-05:00

Date Sent to Company: 2021-11-08T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American, Servicemember

Consumer Narrative

On or about XX/XX/21 XXXX, an internet music company charged my Citi Rewards Mastercard {$9.00}. I did not recognize or authorize this. I called Citi Bank credit card rep. who credited the charge, reported fraud, cancelled the account and resent me a new card with a new number. On XX/XX/21 I noted XXXX charged my new MC account {$15.00} on XX/XX/21. I called Citi Card rep and discovered via supervisor XXXX, that Master Card has a provision to give so called recurring charges to newly established credit card numbers. The previous rep. failed to disable this feature thus I was still being billed erroneous charges. Citi supervisor XXXX had to cancel my account ( again ) and send a new card. It is not clear that Citi has done their due diligence to prevent XXXX from frauding us again. Also I asked for a customer good will compensation but was denied any dollar amount.

Frequently Asked Questions

What is Complaint #4888369 about?

Complaint #4888369 was filed against Citibank, N.A. regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2021-11-08T12:00:00-05:00.

How did Citibank, N.A. respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Citibank, N.A.?

Yes, visit the Citibank, N.A. company profile at readthecomplaint.com/company/citibank-n-a to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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